PocketMoni

It’s time to money your way! Send money, save alone or with friends, pay bills, and set payment reminders—all in one place.

This is your PocketMoni—your new favourite digital bank!

But seriously, why should you use PocketMoni?

Because you’re the master of your money. We’ll only help you manage it. 

Easy sign-up: Create your account for free in 10 minutes. You only need your NIN and BVN.

Send money in 5 seconds: No, we’re not joking! Transfers are as fast as lighting on PocketMoni. Send money to any Nigerian bank fast. Whether you’re shopping, eating, splitting a bill, or making a quick payment, it takes only 2 seconds on PocketMoni.

Spend and save with friends: Imagine this: You and your friends are saving for a trip, but plans change. No more awkward “have you sent it” or I'm yet to receive it” texts. PocketMoni lets you track group balances, receive payment notifications, and get automatic reversals whenever you want out. 

A card that works: Love movies or music? Pay your Netflix, Amazon Prime, YouTube Premium, Spotify, DStv and GOtv subscriptions with your PocketMoni physical, virtual or single-use card.

Set payment reminders: Life happens. Set reminders for upcoming bills, grandma’s cash gifts subscriptions, loans or personal payments. You’ll never forget important payments with PocketMoni.

Receive instant notifications: Stay updated with real-time alerts whenever money enters or leaves your account, giving you complete control over your money.

Understand your spending behaviour: See where your money goes. Understand where your money goes. With detailed weekly and monthly reports, you can uncover your spending behaviour and make informed decisions about your finances.

Scan to pay: Tap, scan, pay! That’s all you need for safer, faster payments. You can’t beat that feeling.

Your app, your style: Your app should reflect your style. Customise your app wallpapers with exciting wallpapers or quirky GIFs. It’s up to you because “moneying” is an art.

Easy bill payments: When you buy airtime, data, and meter tokens and pay other bills on PocketMoni, you’ll see records of your frequently paid bills, so it's easier to make payments next time with fewer taps. No stress—just convenience!

Debit cards? Make it interesting: Choose your debit card design and swipe in style. Add your picture or any im