Mortgage Calculator Estimator

Take control of your mortgage planning with one smart app.
Our all-in-one Mortgage Calculator makes it easy to estimate your monthly loan payments, analyze affordability, generate detailed amortization schedules, and export results in professional formats like PDF, Excel, or PNG image. Whether you're a first-time homebuyer, real estate investor, or financial advisor, this app is designed to help you make confident, informed decisions about home loans.

Key Features:
Smart Mortgage Calculator
Quickly calculate monthly mortgage payments using essential details:
Loan amount
Interest rate (annual percentage rate)
Loan term (in years or months)

Unlike basic calculators, we also support optional inputs for:
Down payment (automatically subtracted from the loan)
Property taxes
Insurance premiums
HOA/service fees
Additional recurring or one-time costs
This provides a more accurate monthly payment estimate and helps you see the real cost of the loan.

Affordability Calculator
Wondering how much house you can afford? Just enter your:
Monthly income
Current debts and expenses
Preferred loan terms

The calculator instantly shows you the maximum home price or loan amount you can afford, helping you set realistic expectations and avoid over-borrowing.

Perfect for:
Budget planning
Mortgage pre-qualification
Comparing property options

Amortization Schedule
Get a clear picture of how your mortgage evolves over time. The built-in amortization table breaks down each monthly payment into:
Principal vs. interest portions
Total interest paid
Remaining balance per month
Cumulative costs
You can also scroll through the entire loan timeline, year by year or month by month.

Export & Share Your Results
Once your calculations are complete, export them in multiple formats:
PDF: for printing or professional use
Excel (XLSX): for custom analysis or spreadsheet apps
PNG Image: for fast sharing or saving to your phone
Easily send your results to lenders, financial advisors, realtors, or family.

Dark & Light Mode
Supports system-wide dark mode for easier viewing at night. Designed for comfort and flexibility — day or night.

Modern, Intuitive Interface
Clean, distraction-free layout
Easy to navigate even for non-technical users
Works seamlessly on iPhone and iPad
Offline functionality — no internet required

Whether you're planning your first home or reviewing investment property opt