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The Wintu money app offers a 2-year credit line, allowing you to withdraw funds as needed within the limit and repay flexibly. Unlike standard loans, it charges interest and minimal fees only on the amount used, with no fees for unused credit. This is an on-demand personal line of credit designed for flexibility and convenience.

Wintu Money is a line of credit product. We provide the following services to our customers.
Minimum credit limit 26,000 XAF, maximum 200,000 XAF;
Reimbursement terms from 100 to 300 days;
Minimum annualized interest rate 14%, maximum 30%.
Service fees: each cash withdrawal is charged 200 XAF.

💰Examples
1️⃣Credit limit: 26,000 XAF; Withdrawal amount: 20,000 XAF; Interest rate: 14%; Actual days of use: 100 days.
You now decide to refund the invoice, so the refund details will be as follows:
Withdraw capital = 20,000 XAF;
Total interest = 20,000*14%/365*100 = 767.1 XAF
Service fee: 200 XAF
Total reimbursement amount = 20,000 + 767.1 + 200 = 20,967.1 XAF

2️⃣Credit limit: 200,000 XAF; Withdrawal amount: 130,000 XAF; Interest rate: 30%; Actual days of use: 300 days.
You now decide to refund the bill, so the refund details will be as follows:
Withdraw capital = 130,000 XAF;
Total interest = 130,000 * 30% / 365 * 300 = 32,054.8 XAF
Service fee: 200 XAF
Total reimbursement amount = 130,000 + 32,054.8 + 200 = 162,254.8 XAF

🔧How to apply
1. Download and install the application;
2. Register, complete information as directed and submit for credit review;
3. Obtain a line of credit;
4. Select the amount to withdraw based on your personal needs and withdraw it to your own account.

📄Requirements to be eligible
1. Android smartphone and mobile number available;
2. Stable source of income;
3. Legal citizens of Cameroon.

📞Contact us
Telephone number: +237657422690
Email: Wintukmlservice@outlook.com
Contact address: 4RMJ +475, Douala, Cameroon