IKEA Finansiering

Realize the entire interior design project with a nice loan without extra fees.

Everything for IKEA Financing gathered in one app. Apply for up to SEK 200,000 to shop at IKEA and get notified immediately*. In the app you will also find all your transactions, upcoming payments and important documents.

GET STARTED:
Basic requirements for the application:

- You must be at least 18 years old
- You must be registered in Sweden
- You must not have any payment notes
- You need to use Mobile BankID to identify yourself and sign the agreement
- See application for current income requirements

EASY APPLICATION

- Check that you meet the basic requirements
- Complete and submit the application. You will be notified immediately.
- Read through and sign your agreement with Mobilt BankID

EASY TO SHOP

- Your credit is ready to be used immediately
- Pay with your digital card at IKEA.se and in the department store
- Open for purchase for 90 days

EASY TO HANDLE

- View your credit balance and all transactions
- Change your contact details
- See your loan agreement and other important documents
- Apply for new financing

NOTE! BORROWING COSTS MONEY!

If you cannot repay the debt on time, you risk a payment notice. This can lead to difficulties in being able to rent a home, take out subscriptions and get new loans. For support, turn to the budget and debt counseling in your municipality. Contact information is available at konsumerverket.se

REPRESENTATIVE EXAMPLE
*The fixed interest rate is 0% with an agreed repayment period of 3 or 10 months (applies to loans 1,000 – 29,999) or 20 months (applies to loans 10,000 – 200,000). Example: Borrow SEK 15,000 at 0% fixed interest, SEK 0 in fees. If fees do not change, the repayment period will be 10 months, the monthly amount SEK 1,500, the total repayment amount
SEK 15,000 and the effective interest rate 0% (10/01/2025). For agreed repayment periods longer than 20 months, the fixed interest rate is 0% for up to 90 days, then 2.99% (effective interest rate 2.45% at 30 months and 2.66% at 48 months). Creditor is Ikano Bank AB (publ).