Кредиты онлайн - руководство

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App Description

Compare loan terms online and choose the best offers!

Compare online loans from 1,000 to 25,000 hryvnia and choose the best conditions. Get complete information about rates and terms to quickly find the right option. Study the terms of payday loans and urgent loans in one application.

The “Online Loans - Guide” application is an information service in Ukraine that updates all relevant information from Ukrainian banks and lenders.

The mobile application is not a Bank or a lender and does not issue loans and is for informational purposes only.
The application provides complete information about microloans in Ukraine:

Available in the application:
Compare interest rates, amounts and terms;
Select the desired offer on the Ukrainian market;
View complete information about a microfinance organization in Ukraine;
Study the terms of extension and repayment options.

To select you need:
1: Having a Ukrainian passport
2: Availability of a card from any bank in Ukraine
3: Availability of a mobile number, telephone
4: Required, Age 18+.

Terms of online loans:
- The minimum loan repayment period is 65 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, including loan interest, as well as all other fees and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%.
Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 0.08%;

Requirements for the borrower
Availability of Ukrainian citizenship (citizen's passport required). The borrower must be at least 18 years old. Credit history is not taken into account when granting a loan

Interest rate calculation example:
- Loan amount – 25,000 UAH.
- Loan term – 100 days.
- Commission for using the loan: 0.08% per day, that is, 20 UAH per day, or 2.4% per month, i.e. 600 UAH per month
- The total commission amount for 100 days will be 2000 UAH.
- Total amount to be returned taking into account the loan amount: 27,000 UAH.
- PSK - the full cost of the loan (FLC - Full Loan Cost) as a percentage is 29.2% per annum.


Consequences of non-payment of borrowed funds
In case of violation of deadlines, the amount of the penalty is 0.10% of the overdue amount per day, but not more than 10% of the loan amount;

Prolongation:
The borrower has the right to extend the loan payment period. In this case, you can only pay interest on the use of credit funds.

Limited Liability Company "MIKROGROSHIK"
EDRPOU 11287463.
License: IK No. 84763945
Address: Volodymyr Mayakovsky Aven