Sim | Santander

Personalized loan offers in just 2 minutes.

Sim | Santander aims to provide access to credit and financial health in a straightforward manner. Our app will provide you with a simple and secure experience.

Want to get closer to your financial goals? Download our app and find out more!

Are you already a Sim | Santander customer?

All the convenience you need in the palm of your hand.

Here, you can access a second copy of your bill, track your installment payments, renegotiate your debt, update your registration details and receive your income statement.

Not yet a Sim customer?
You're almost ready to get your financial life in order!

Download our app now and simulate a loan, check out personalized offers and get extra money without leaving your home.

Learn about the product available on our app:
Vehicle-Secured Loan
In this type of credit, your car is used as payment collateral.
You can use your vehicle while you enjoy your extra money.

Check out the advantages below:
- Interest rates from 1.39% to 3.50% per month, depending on credit analysis;
- Amounts available from R$5,000 to R$200,000;
- Discount of up to 5% on payment via direct debit, subject to conditions;
- Flexible terms: from 6 to 60 months to pay;
- Annual CET (Total Effective Cost) between 18.02% and 51.10%, depending on credit analysis;

Example:
Loan with Vehicle Guarantee
Amount of R$10,000 | payment in 12 months
Fixed installments of R$1,003.49 | interest rate of 1.39% per month (18.02% per year)
Total Effective Cost (CET) of 2.98% per month (42.26% per year)

How is the credit analysis done?
Our analysis is personalized according to the financial health of each client.
We evaluate the credit history, income commitment, professional ties and compatibility of the information presented.

How does the hiring process work?
The entire simulation and hiring process is 100% online. Just access our app, do a simulation and sign the contract by taking a selfie.
Simple, right?

How do I receive the money?
Without bureaucracy, the money is deposited in your account within 24 business hours after approval.
In addition, you can choose the bank of your preference to receive your loan.

I signed up. What now?
Meeting the real needs of our clients is our greatest commitment. That's why we offer exclusive service so that you have the support you need before, during and after your hiring.

Everything