IIFL Loan:Gold & Business Loan

Online Loan App To Apply For Gold Loans, Instant Business And MSME Loans

Unlock financial freedom with the IIFL Loans app, your all-in-one solution for quick access to funds. Whether you need a Gold Loan, a Business Loan, or an MSME Loan, the app ensures a seamless, hassle-free experience from start to finish.

Need funds urgently? Our platform offers a quick loan process with fast approvals and minimal paperwork, letting you secure a loan in just a few taps.

Our quick loan app lets you easily manage your finances with transparent terms and flexible repayment options. Plus, explore insurance opportunities.

What is special about us?
● Trusted Excellence: We're not just a name but a trusted legacy.
● Hassle-free, Quick loans, and paperless application process: We keep it simple.
● Affordable and Attractive Interest Rates: We make your dreams affordable.
● Loans for Every Need: Gold loans, business loans, home loans, you name it, we have it.
● EMI calculator: Plan your repayment with our new online loan EMI calculator.
● Quick Loan Approvals: Need funds in a flash? Our quick loan approvals & disbursals have your back.

Explore Our Products

Gold Loans:

With IIFL Loans, you can get a Gold Loan with ease. Whether you're looking for a Jewellery Loan or flexible gold loan EMI options, we've got you covered.
Apply for a Gold Loan online or book a doorstep service, and our team will guide you every step of the way.

Minimal paperwork, fast approval—everything you need to get a Gold Loan without hassle.

‌ Gold Loan at Home

Enjoy the ultimate convenience with IIFL’s Gold Loan at Home service. Apply online and schedule a home visit from our experts who will handle everything—from gold evaluation to fund disbursement—directly at your doorstep.

How It Works:
1 Select "Gold Loan at Home" and book an appointment
2 An expert will visit your home
3 Hassle-free gold valuation
4 Fast money transfer

Gold Loan Features:
1. Gold Loan amount ranges from Rs. 3000 - Rs. 30 Lakhs (Additional Due Diligence above Rs. 30 Lakhs)
2. Loan duration: 12 months- 24 months
3. Annual Gold Loan Interest rates (APR*, Min to Max): 11.88% - 27%
4. Processing fee: Upto 2% of Loan Amount.

Here is an Example:
Loan Amount: ₹3,00,000
Tenure: 12 months
Total Interest: ₹ 36,000 (12% per annum)
Processing Fee: ₹531 (0.15% of Loan Amount: ₹450 + GST @18%: ₹531)
Monthly Interest Am