Personnalité: banco e cartão

New! Minhas Vantagens customers now have access to Tags without paying a monthly fee.

More than a bank: a personalized investment experience

At Itaú Personnalité, you'll find exclusive solutions in investments, credit, digital accounts, cards, payments, and much more—all with specialized advice to guide you through every financial decision.

◉ Invest wisely, with expert support
Want to invest better? Count on a comprehensive platform and our investment advisory service to choose the best products for your profile:
- Treasury Direct, CDB, LCI, LCA
- Fixed income, variable income, multimarket, and exchange-rate investment funds
- FIIs (Real Estate Investment Funds), Stocks, ETFs, COEs
- Private Pensions
- Savings
- International investments with dollar exposure, via Avenue account

◉ Black Mastercard® Card: high-level benefits
Your Black card can have zero annual fees with investments starting at R$50,000, monthly spending of R$10,000, or level 2 in Minhas Vantagens:
- 3 points per dollar on international purchases, 2 points per dollar on domestic purchases
- Points that never expire, redeem for products, cashback, and experiences
- Mastercard Black™ benefits such as Concierge, Insurance, Surpreenda, and more

◉ Use the virtual card for secure one-time purchases
- Open your account and control everything in the app: The account is 100% digital and free of charge for the first year. Manage everything directly from the app:
- Unlimited and free PIX, bill payments, transfers, and receipts
- Credit card statement tracking
- Integration with a digital wallet for contactless payments
- Access to your manager via WhatsApp for questions about investments, loans, cards, and more

◉ Tailored credit, loans, and consortiums
Personalized solutions for personal credit, loans with fast approval, and even mortgages. Plan for the future with consortium plans for cars or properties with affordable installments.

◉ More benefits for you
Itaú Shop with discounts, coupons, PIX payments, and cashback

◉ Minhas Vantagens Program
Benefits such as a Black card with zero annual fees, movie tickets, and gifts.

◉ Currency exchange
You can check the exchange rate, make international transfers, buy dollars or euros in cash, and withdraw them at your nearest branch.

◉ Security is a priority
With your permission, we block suspicious calls from scammers pretending to be a bank. Furthermore, all your data, invest