P2Vest - Loan & Insurance App

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App Description

Get loans online and lend with ease and safety with P2Vest in Nigeria & Africa

Get loans online, lend with ease and safety and buy your insurance policies from the  P2Vest App in Nigeria & Africa
 
P2Vest is a financial technology company that provides unique financial products. Expanding from our peer 2 peer lending service which brings verified lenders and eligible borrowers for the purpose of meeting their credit needs, P2Vest has now launched an insurance product that stands out in the fintech space. Simply put, in addition to users obtaining loans directly from while lenders minimising the lengthy process of traditional lending significantly, P2vest is also an insurance aggregator that creates a marketplace for insurance products where users can compare offers from several insurance companies.
Our latest product, Insurance Parasol, offers a rich and trustworthy range of insurance service options on the app. We aggregate these insurance services for users to buy and get instant certificates and cover. Users can easily identify distinct characteristics of each policy to make informed decisions on which insurance product to purchase.
Our P2P loan services is available for African users to either borrow money or lend money conveniently with ultimate security and respect for users’ privacy. All loans generally must be scored and if it meets a minimum of 50% credit score, it will proceed to a guarantor to approve after which it is sent to lenders on the platform. Lenders can also place funds on p2Vest and give out loans to borrowers. They earn the interest while P2Vest charges a platform fee of 30% from the interest earned.

GETTING STARTED IS VERY EASY
Create an account.
Set up your Profile or lending preferences.
Apply for a Loan, Fund a loan or Buy Insurance
If you apply for a loan, you get scored.
Receive your loan straight into your bank.
Increase your loan limit when you complete your KYC.
P2Vest provides flexible interest rates calculated based on credit scores. Our focus is micro credits, and the values range from N5,000 to N100,000, and you must be at least 18 years at your last birthday to be considered for a loan. The loan tenor can be between 60 to 180 days, customers are allowed the option to choose tenor. A loan could be as low as 2% per month and as high as 20% per month. This could translate to an Annual Percentage Rate (APR) of between 24% to 48%. 
 
A typical example is this: If you choose to get