PicPay: Conta, Cartão e Pix

Credit, FGTS, loans, payroll, investment, Pix, cashback and more

With PicPay, the experience is different 💚

Is it CLT? Picpay makes your life easier! Worker's Credit has arrived, with it you can access a private payroll loan directly through PicPay, with reduced rates and payroll discount. Take advantage of this to obtain quick credit, without compromising your budget. Simulate now through the app and enjoy the best conditions for you!

PicPay transforms your financial life with a free digital account, credit card with no annual fee, cashback, quick loans and much more. With transfers via Pix, advance payment of FGTS and yields higher than savings, you have total control of your money in the palm of your hand.

💚 Digital Account: Fast, Free and Complete!
100% free and easy to use digital account. Manage all your banks in a single app, move, organize and Pix between different accounts. Pay your purchases in up to 36 installments with any card and make transfers from any bank securely. Your money still automatically yields 102% of the CDI, more than savings.

💳 Credit Card with no annual fee: Benefits you will love
For every lifestyle, a personalized card:
🥇 PicPay Card Gold: Card with no annual fee, installments up to 36 installments, Mastercard Surpreenda benefits and cashback at PicPay Shop.
🥈 PicPay Card Platinum: 0.5% Cashback on all credit purchases, global emergency assistance and car insurance.
🖤 ​​PicPay Card Black: 1.2% Cashback, access to VIP lounge, travel insurance, concierge and exclusive Priceless Cities benefits.

Get a credit card with no annual fee, with a limit of up to R$10,000! Receive cashback on all purchases, online and in partner stores 🛍️

⚡️ Instant Pix: Fee-free and Real-Time Transfers
Pix on PicPay allows instant payments at any time, with the option to pay in up to 36 installments. The person receives it immediately and you only pay when the invoice is due. You also enjoy advantages such as a higher yield than savings, cashback, promotions from partner stores on PicPay Shop and the ease of recharging services and splitting payments.

💰 PicPay Loan: Fast and Hassle-Free Credit
PicPay offers credit with quick approval and no bureaucracy, ideal for unforeseen events, paying off high-interest debts or carrying out personal projects.

Personal Loan: Simulate directly in the app, find pre-approved offers and manage everything without le