Welcome to the Santander app! Freedom to access your account anytime, anywhere. Check out the main features of our app: • Securely access your account • Check your balance and statement • Check and pay your credit card bill • Pay bills without scanning the barcode, using your cell phone camera or sharing a PDF • Apply for credit • Transfers (Pix/TED) • Consult, apply, and withdraw investments • Consult and share receipts via email and WhatsApp • Consult and view insurance details • Cell phone top-ups, with the scheduled top-up option And much more! Open your account Rely on various products and services to make your daily life easier: checking accounts, credit cards, loans and financing, investments and pensions, consortiums, insurance, loans, international solutions, and foreign exchange. Free Account + Card With Free, you have access to exclusive pre-sale tickets for your favorite artists' shows, zero annual fees, and more. My Reservations With My Reservations, you can save your money in an organized way and get closer to your goals. Create personalized reservations based on your goals, see your secure money earn interest every day, and start saving with just R$1.00. Credit Card Request yours when you open your account and use the online version even before the physical card arrives. Register with digital wallets, earn cashback, accumulate Esfera points, and exchange them for travel, products, and services. International Account With Select Global, you have a physical and online debit card to use for your travel and international purchases. Take advantage of the commercial dollar exchange rate, reduced IOF (1.10%), and more. Shopping Santander Get access to incredible products from a variety of categories, offered by leading Brazilian retailers like Extra, Fast Shop, and Magazine Luiza, without leaving the app! Take advantage and earn 1 Esfera point for every R$1 spent, plus you can pay for your purchases in up to 21 installments. Open Finance Santander • Centralize your financial management in one place, viewing balances and statements from other accounts. • Easily check balances, statements, transactions, and invoices from other banks on Santander's digital channels. • Find investments that match your profile, with support from a

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