DEEESHA: All Loans in one app
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App Description
India's Digital Loan Facilitation App for Associates & Customers
India's Instant Loan Facilitator App for Personal Loan, Business Loan, Home Loan, Loan Against property, Education Loan, Gold Loan
Deeehsa is not directly engaged in money lending activities and is only providing a platform to facilitate money lending by registered Non-Banking Financial Companies (NBFCs) e.g. Upsurge Investment and Finance Limited
(A) Who are we?
DEEESHA (www.deeesha.com) is a Digital Loan Facilitation App offering SAME-DAY payouts (income) before 12 mid-night! to our Associates who bring Associates / Customers to us - with 1% to 2.25% payout on Unsecured Loan & 0.2% to 0.7% payout on Secured Loan disbursals. Refer associates & customers and track the status of all your loan disbursements live on our app!
DEEESHA is a free app that helps associates refer loan customers, track their referrals, monitor their payouts, etc.
We have approx. 25,000 Associates working with us PAN INDIA.
(B) What loan products / services do we offer?
· Unsecured Personal Loan
· Unsecured / Secured Business Loan
· Home Loan & Loan Against Property
· CC / OD
· Balance Transfer
· Education Loan
· Gold Loan, etc.
(C) Who are our lending partners and in which city?
We are partner to Banks & NBFCs in 1300+ cities / towns in India to facilitate lending e.g. Upsurge Investment and Finance Limited
(D) What are our Key features?
* Instant Loan: Apply for a personal, business, Home, LAP, education loan digitally & meet your funding requirement in no time.
* Your data is safe: Your personal details will be safe with highest levels of data security protocols.
• Expert assistance for free till disbursal
• For existing borrowers, wide choice to transfer your home/business/personal loan
(E) Product Features for Personal Loan:
1. Get loans ranging from INR 5,000 to INR 20,00,000
2. 100% online loan application process - Only few documents to be uploaded on the application
3. Disbursal within 1-7 days
4. Minimum APR (Annual Percentage Rate) is 10.99% and the Maximum APR is 30%
5. Minimum Tenure is 6 months and Maximum Tenure is 5 years
6. Processing Fee is 2% - 4%
7. Get a higher loan on successful repayment
*The annual interest rates and processing fee will vary as per the risk profile of the customers and the selected tenure.
Example
Loan Amount: ₹20,000
Tenure:180 days (6 months)
Interest Charged: ₹ 1,426 (