Plum: Smart Saving & Investing

Cash ISA, Lifetime ISA, stocks

Plum’s on a mission to help you grow your money for life, with automated deposits, accessible investing & smart saving.

SET ASIDE MONEY AUTOMATICALLY
• Plum’s automation puts saving on repeat with weekly deposits, payday Auto Savers and more.
• From AI-powered tools to round-ups and challenges, it all runs in the background.
• You stay in control with smart tools that work with you

SAVE MONEY TAX-FREE WITH THE PLUM CASH ISA
• Unlock tax-free savings with easy access to your money
• Start with as little as £1
• Transfer in an existing ISA for a lower rate
• Eligible deposits are FSCS protected
See interest rate details on the Plum website or app. T&Cs and ISA rules apply. Tax treatment depends on personal circumstances and could change.

BUILD YOUR HOUSE DEPOSIT WITH A LIFETIME ISA
• Add up to £4,000 to your Lifetime ISA each year, and the government will give you another £1,000 on top, for free
• Get an added boost with Plum's competitive interest and tax-free savings
Govt. withdrawal fee may apply. Tax treatment depends on your situation.

GROW YOUR SAVINGS
• Earn up to 3.95% AER (variable) with our classic easy-access Interest Pocket
• Or get an even better rate with a 95-day Notice Account at 4.58% AER (variable)
• Both accounts are FSCS-protected for peace of mind, and provided by Investec Bank Plc.
Rates correct as at 05/07/25 and subject to change.

EARN UP TO 3.96%* WITH PLUM INTEREST
• Get returns that follow the Bank of England base rate with this low-risk MMF
• Enjoy easy access with 1-business day withdrawals
• Add as much or as little as you want
Capital at risk. *Variable rate correct as at 05/07/25. Forecasts are not a reliable indicator of future performance. Returns aren't guaranteed.

UNLIMITED COMMISSION-FREE† STOCK INVESTING
• Create your profile in minutes to start buying and selling US company stocks
• Invest in up to 3,000 companies like Amazon or Tesla
• Set up recurring buy orders and price alerts to put your investing strategy into action

† A 0.45% currency conversion ‘FX’ markup and nominal regulatory fees still apply. The total fees charged to buy and then sell (2 trades) 1 share worth $100 would be around $0.90.

DIVERSIFY YOUR INVESTMENTS WITH FUNDS
• Choose from up to 26 different funds themed around risk level or sector
• Pers