Skyro

Get Skyro Pocket — your new payment buddy

Skyro Pocket offers a flexible and convenient credit line, also known as revolving credit, that works just like a credit card but without the plastic. You can use it anytime up to a limit and pay it back later, just like a credit card, but without the card.

Why choose Skyro Pocket?
🔵 Free monthly cash-ins: No fees or commissions on your monthly cash-ins.
🔵 45-day interest-free period: Enjoy a renewable interest-free period every month, as long as you pay your balance on time.
🔵 No fees or commisions: Apply and use Skyro Pocket absolutely free.

How to use Skyro Pocket
Skyro Pocket can be used for everyday purchases wherever QR Ph is accepted (GCash, Maya, BDO, etc.). You can also make larger purchases by spending your entire limit at once. With access to over 600,000 stores nationwide, your Skyro Pocket is always ready to serve.

How to pay

With Skyro Pocket, you only pay for what you've spent. After 30 days from your first purchase, you'll receive your first billing statement with two payment options:
🔵 Interest-free payment: Cover the exact amount you've spent without any interest. Stick with this option to avoid paying any interest at all.
🔵 Minimum payment: This option requires just 10% of your credit limit as payment. A 7% interest rate applies only to the amount you’ve spent, not the full credit limit.

Pay for a loan from the comfort of your home or in one of our over-the-counter partners near you.

Online banks:
🔵 BDO
🔵 BPI
🔵 UnionBank
E-wallets:
🔵 GCash
🔵 Maya
🔵 GrabPay
OTC (over-the-counter):
🔵 7-Eleven
🔵 Bayad Center
🔵 Cebuana
🔵 DA5
🔵 ECPay
🔵 eTap
🔵 ExpressPay
🔵 M Lhuillier
🔵 Palawan Pawnshop
🔵 Posible
🔵 The SM Store
🔵 TrueMoney

There is a ₱25 transaction fee when you pay using e-wallet or via over-the-counter partners. When paying via online banks, the transaction ranging from ₱10 to ₱25.

Minimum period for repayment — 6 months.
Maximum period for repayment — 12 months.
Our maximum Annual Percentage Rate (APR) is 119%

Here’s an example of the total cost of the loan:
Total loan amount ₱15,000
Installment period 12 months
Monthly payment ₱1,963
Origination fee ₱2490,00
Monthly interest rate 4.9%
Total interest amount ₱6,006
Total amount due ₱23,556

To become a Skyro customer, you need to:
💙 b