Робот Займер Казахстан

First microloan at 0.10%* (GESV - 0.10%)

Instant online loans up to 300 thousand tenge in Robot Zaimer. Conveniently and quickly borrowing money at one of the lowest rates is possible for all citizens of the Republic of Kazakhstan over 18 years of age. Take a loan now - credit history is not important!


Do you urgently need money before payday? You can get a microloan today: install the application, enter the necessary information about yourself and provide the details for transferring money. We issue loans to a card, account or cash - a solution in just 2 minutes!


With the help of Robot Zaimer you can:

- Apply for an online loan from anywhere - without visiting a branch or queuing;
- Borrow money before your salary and receive an urgent microloan immediately after approval;
- Manage current finances (check status, repay loans, extend loans);


Conditions for obtaining a microloan:

- We issue the first loan without refusal at only 0.10% (GESV - 0.10%);
- The minimum repayment period for a microloan is 61 days;
- The maximum repayment period for a microloan is 365 days;
- Minimum annual interest rate - 0.10% (GESV - 0.10%);
- Maximum annual interest rate – 36%;
- There are no additional commissions or fees;



How is the cost of using a loan calculated:

The interest rate for using a microcredit in the first 15 days is 0.10% (GESV - 0.10%) per day (0% per annum), for the next 165 days a floating interest rate is applied (from 0.10% to 36% per annum).


Example of microloan calculation:

Amount to be returned = Microloan Amount + Overpayment Amount, where
Overpayment amount = Microloan amount * Microloan period * (Rate in % / 100)
There are no additional fees.


An example of calculating the interest rate of a microloan of 40,000 tenge for a period of 100 days:

The interest rate for using a microcredit in each of the 100 days is 1% per day. The full cost of a microloan is 36% per annum.
The amount of accrued interest for 100 days of using a microcredit (36%) is 14,400 tenge.
Amount to be refunded: 40,000 + 14,400 = 54,400 tenge.


If you do not have time to repay the microloan on time, then it can be refinanced an unlimited number of times, which will allow you to avoid additional costs in case of violation of obligations under the contract. The cost of the Refinancing service is % of the overpayment of your loan. This allows you to extend the