Hey Credito

Get a quick loan on Hey Crédito, a safe and fast platform.

💘Hey Crédito offers quick loans up to $15,000 pesos.
Users can apply for personal loans easily and securely without the need for a guarantor.
As a loan app, Hey Credito offers better services to its customers by providing quick loans with low rates and no hidden fees.

✔✔Is applying for my loan very complicated?
Not at all! Just follow these simple steps:
- Download the app
- Be 18 years of age or older: have an INE (National Institute of Statistics) and a bank account in your name.
- Fill out a short form

🌸🌸How can I pay my loan?
We offer two very convenient options:
- You can pay by interbank transfer (SPEI) 24 hours a day, seven days a week (with no additional fee) 💳💳
- With the reference number provided, you can also make your payments at your nearest OXXO (Oxygen Bank). 🏪🏪

📝📝Loan Information
- Duration: 90 to 180 days.
- Loan amount: From $400 to $150,000 pesos.
- Interest: 0.01%—0.09% per day (Annual Interest Rate: 3.6%—32.4%)
- Fee: 5%—20% of the amount
- VAT: 16% of fee and interest
- APR: 270%—540%
- For example: The loan is for $1,000 pesos and the loan term is 90 days. You only pay 90 pesos in interest (1000*0.09%*90=81), 145 pesos (1000*14.5%=145) in fee, and 36.2 pesos ((Fee: 145+interest: 81)*16%=36.2) in VAT.
The total amount due would be $1,263. You only need to pay $421 each month. Corresponding APR: 343%

🎁🎁CHECK THIS OUT!
Hey Credito rewards your punctuality: if you make your payments on time, your loan limit increases, and you can borrow up to $20,000 MXN. Plus, your payment deadlines are much longer.

❓❓How to apply for a loan?
- Download the Hey Credito app on Google Play.
- Four steps, no more than three minutes to complete your loan application information.
- The loan goes directly to your 16-digit bank account or 18-digit CLABE number!
Tips: If you don't have an account, we recommend opening one at Banco Azteca or Oxxo; it's very easy and effective.

🔒🔒 At Hey Credito, our customers are like family, so taking care of their information is our most important priority. At Hey Credito, we have a rigorous validation and data protection process, and we will never provide your information to third parties without your consent.

🔖🔖Do you have questions? We are here to help you
⏰Our hours of operation are Monday to Sunday, 9:00 a.m. to 6:00 p.m.
📌Office address: Av. Paseo de la Reforma 296, 14th floor, Juárez, Cuauhtémoc, 06600 Mexico City, CDMX
🌎Website: https://www.heycredito.com/
Facebook: www.facebook.com/HeyCredito/
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