Быстроденьги — займы онлайн

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App Description

Online loans to the card without refusal, money immediately up to 100,000 rubles. First loan at 0%

"Bystrodengi" issues microloans 1,000 – 100,000 ₽ completely online. New clients — 0% if repaid on time (interest is not charged if you repay in the first 10 days; the formal term of the agreement is 61–180 days).



Advantages of the application


🚀 Money right away — decision ≈ 2 minutes, instant crediting.

🔒 We approve 98% of applications¹, even with a less than perfect credit history.

📱 Everything on the phone — no offices, queues or certificates; only a Russian passport is required.

🔄 Flexible terms — early repayment without penalties, extension in a couple of taps.

💳 We increase the limit with each loan closed on time.

🛡 Reliability — MFI in the register of the Central Bank of the Russian Federation, rating ruBB- (RA Expert, 17.07.2024).



Loan terms


Amount: 1,000 – 100,000 ₽

Minimum loan repayment period (Minimum Period for Repayment): 61 days

Maximum loan repayment period (Maximum Period for Repayment): 180 days

Minimum annual interest rate (Minimum Annual Percentage Rate, APR): 0 %

Maximum Annual Percentage Rate (APR): 292 %

Daily rate after grace period: ≤ 0.8 %



Example of calculating the total cost of a loan

With a loan amount of 20,000 ₽ for 90 days at 0.8% per day, the interest will be 14,400 ₽, the total amount to be returned is 34,400 ₽ (APR - 292% per annum).


¹According to the company's internal statistics for 2024.



How to get a loan


1) Download the application and log in by phone number or via State Services.

2) Fill out a short questionnaire (Russian passport, age 18-75).

3) Receive an SMS solution and money on the card of any Russian bank instantly.



Repayment


• By card, SBP, terminals, etc.

• Early - pay interest only for the actual days of use.

• Need more time? Apply for an extension directly in the application.



About the company


OOO MFC "Bystrodengi"

INN 7325081622 OGRN 1087325005899

Reg. № 2110573000002 from 08.07.2011 Central Bank of the Russian Federation

Tel.: 7 495 725 25 25 (free in Russia)

Website: bistrodengi.ru



Responsible borrowing

Evaluate your ability to repay funds on time. The maximum overp