Vivid Business and Personal

Accounts, Cards, High interest

The right app for all your needs. Open a Vivid Business account for companies and freelancers, or a Vivid Personal account for individuals.

Best Business Account 2025 – verivox.de
Top Mobile Banking 2025 – Handelsblatt.com
Trustpilot: Excellent! | 20,000+ reviews

FREE REGISTRATION IN MINUTES
— Full online onboarding
— Start with our free plan for €0/month
— Free trial for any paid plan

MULTIPLE ACCOUNTS, MULTIPLE IBANS
— Get up to 15 IBANs with a personal account and up to 30 with a business account
— Share an IBAN with friends and family living in the EU (for personal accounts)
— DE IBANs available across Europe
— NL IBANs in the Netherlands and ES IBANs in Spain are available for business customers (more local IBANs coming soon!)

EARN DAILY INTEREST ON YOUR MONEY
— Business accounts: 4% annual interest rate for the first 4 months*
— Personal accounts: 3% annual interest rate for the first 2 months*
— Top up and withdraw funds anytime

PERSONALISED VISA CARDS
— Issue multiple customisable virtual or physical cards
— Pay with your phone by adding cards to Google Wallet
— Withdraw from ATMs worldwide
— Change your PIN, freeze cards, set limits, and manage payment settings in seconds

ELEVATE YOUR BUSINESS SPENDING
— Free delivery of your first business card for all members
— High spending limits
— No blocks on high activity—use it as often as you need

REWARDS EVERYDAY
— Up to 10% cashback on monthly categories of purchases and specific brands
— Up to 1% unlimited cashback on all card purchases (for business accounts)
— Earn extra rewards by referring Vivid to friends and family

EASY TRANSFERS
— Free Instant SEPA transfers
— Add money with a card or Google Pay
— Accept incoming SWIFT transfers

STREAMLINE YOUR PAYMENTS (for business accounts)
— Create and send invoices to third parties, or pay incoming ones in seconds by uploading a photo or file
— Pay all your bills at once by sending transfers in bulk
— Get paid by cards, Apple Pay or Google Pay via payment links, invoices or CSM integrations

FAST SUPPORT
— Quick support via chat or email
— 24/7 availability
— Dedicated account manager with Pro plan and higher (for business accounts)

ADD TEAM MEMBERS (for business accounts)
— Manage your team's access to the account
— Assign Ad