IndiaLends - Instant Loan App

IndiaLends is an online marketplace for credit products and offer free credit report, range of credit cards and personal loans from different Banks and NBfcs. IndiaLends offers instant personal loans to its customers with most products being fully digital. IndiaLends also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions. IndiaLends is run by a team of credit risk professionals and data scientists with multiple years of experience in consumer credit.
Product features:
Personal loan
Get personalized personal loan offers up to ₹25 lacs at interest rates starting 10.25% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs including BAJAJ FINANCE LIMITED, IDFC FIRST Bank Limited etc.
Personal Loan Eligibility
Age - 18 years - 60 years
Employment Type - Salaried/Self-Employed
Minimum Net Income (monthly) - ₹10,000
Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years
Tenure: (Min) 6 to (Max) 60 months
Interest Rate ranging from 10.25% to 25% depending on customer’s credit and risk profile

Representative Example
With a representative 25% APR based on borrowing ₹ 5 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 14,676 which can be paid within a tenure of 60 months.
The total payout here would be:
Principal Amount – Rs 5,00,000
Interest Charges (@25%): Rs 3,80,540
Loan processing Fee (@2%): Rs 10,000
Documentation Charges: 400
Amortization Schedule charges: 150
Total cost of the loan: Rs 8,91,090

Our Lending Partners:
Clix Capital Services Private Limited
PaySense Services India Private Limited
Axis Bank Limited
BHANIX FINANCE AND INVESTMENT LIMITED
Piramal Capital & Housing Finance Limited
Whizdm Innovations Private Limited’s
LENDINGKART Finance Limited
Rupeek Fintech Pvt Ltd
Ruptok Fintech Pvt Ltd
Flat White Capital Pvt. Ltd.
Tata Capital Financial Services Limited
BAJAJ FINANCE LIMITED
Bridge Fintech Solutions Private Limited
HDFC Bank Limited
ICICI Bank Limited
Kotak Mahindra Bank Limited
YES BANK Ltd
IndusInd Bank Limited
InfoCredit Services Private Limited
Kisetsu Saison Finance India Private Limited
IIFL Finan