Upgrade - Mobile Banking
Upgrade - Mobile Banking Summary
Upgrade - Mobile Banking is a iOS app in the Finance category, developed by Upgrade, Inc.. First released 6 years ago(Mar 2019), the app has 77.9K ratings with a 4.86★ (excellent) average rating.
Recent activity: 284 new ratings this week (2.5K over 4 weeks) with surging momentum. View trends →
Data tracking: SDKs and third-party integrations were last analyzed on Jan 21, 2026.
Store info: Last updated on App Store on Dec 22, 2025 (version 3092).
4.86★
Ratings: 77.9K
Screenshots
App Description
Get easy and rewarding mobile banking all in one place! Request cash advances and open a high-yield savings account, check balances, pay bills, track cash back and manage loans, cards and more.
Upgrade is a financial technology company, not a bank.
-Track Rewards – Earn cash back rewards on Upgrade Card purchases⁴
-Manage Personal Loan, Flex Pay buy now pay later, Upgrade Card, Auto Finance, Auto Refinance and Home Improvement accounts. Make payments and check your balance.
-Sign up for Credit Health to monitor your credit score, get notified of changes, and use our simulator to see how different actions may impact your score.
Share feedback at mobile_app_feedback@upgrade.com
Personal Loan offers shown assume an APR of 12% and a term of 36 months for Faster Payoff and 48 months for Lower Payment. Personal Loan offers are subject to approval. For more information on Personal Loans through Upgrade visit https://www.upgrade.com/personal-loans/.
¹ Subject to eligibility. BoostCash™ amounts range from initial $25 to $500 over time. 10.00% APY and express delivery requires a $9.99/month Premium subscription. 1-month free trial for select customers. Cancel anytime. Learn more about eligibility and terms at http://www.upgrade.com/boost-money/eligibility.
² Add funds to your Boost Money™ Spend account, and spend up to the available balance with Boost Money™ Card. We'll report on-time payments to the three major credit bureaus (Transunion®, Experian®, and Equifax®) to help you build credit over time. Late payments, delinquencies or other derogatory activity on this account or your other credit card accounts and loans may adversely impact your ability to build credit.
³ For Boost Money™ Save accounts, the 10.00% Annual Percentage Yield (APY) up to a $1,000 balance requires a Premium subscription ($9.99/mo). Balances over $1,000 with Premium earn 3.05% APY. Without a Premium subscription, the APY for the Boost Money™ Save account is 1.50% on all balances. The APY is effective as of 10/31/2025, is variable and may change at any time. Certain fees, such as outbound wire transfers or RTP, may impact earnings. Please refer to the applicable Cross River Bank Savings Deposit Account Agreement and Truth in Savings Disclosure.
⁴ Purchases accrue cash back when you pay them back. Certain limitations apply. See Upgrade.com for full Upgrade Cash
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