Varo Bank: Online Banking

~11.7M - 23.3M
233.5K ratings

Varo Bank: Online Banking Summary

Varo Bank: Online Banking is a iOS app in the Finance category, developed by Varo Money inc. First released 5 years ago(Oct 2020), the app has 233.5K ratings with a 4.86★ (excellent) average rating.

Recent activity: -7 new ratings this week (-30 over 4 weeks) with slowing momentum. View trends →

Data tracking: SDKs and third-party integrations were last analyzed on Jan 21, 2026.

Store info: Last updated on App Store on Jan 29, 2026 (version 2098789355).


4.86★

Ratings: 233.5K

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Screenshots

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App screenshot
App screenshot

App Description

We are a real bank, built for the digital age.

Member FDIC, backed by the full faith and credit of the U.S. Government.


ONLINE BANKING

• Early payday³
• No monthly, minimum balance, or overdraft fees¹
• 40k+ fee-free Allpoint® ATMs⁴
• Up to 5.00% annual percentage yield on first $5,000, quals apply⁷
• 2.50% APY on additional balances
• Auto-saving tools
• Unlike many money apps, we’re a real bank


INSTANT CASH ADVANCES

• Borrow up to $250 today by linking a qualifying account²
• Work up to $500 cash advances over time with direct deposit²
• Flat fee per cash advance
• 30 days to repay


LINE OF CREDIT

• From $600 to $2,000, quals apply⁵
• No interest, late fees, or penalties
• Simple flat fee
• Payment periods between 3 and 12 months


FREE SECURED CREDIT CARD⁶

• No credit check, interest, annual fees, or min security deposit
• Reported to Equifax, Experian, & TransUnion
• Quals: Must have an active Varo Bank Account in good standing & incoming deposits of $200 or more in the past 31 days


SEND MONEY

• Use recipient’s phone number or email address, even if they aren’t a Varo customer
• Fast, secure, and free!


DOWNLOAD NOW!

• Signup in less than two minutes with no impact on your credit