Onala: A Way Has Been Made.
The smart money app that turns confusion into confidence. Track spending, reach goals, and get personalized advice from your Wallet, all in one beautiful place.

See your finances clearly: Open the app to a stunning dashboard showing your monthly spending, daily averages, and transaction count at a glance. The Wallet Mood indicator reveals your spending style each week, are you Intentional, Balanced, or a little Delusional? Quick-look cards show budget health, goal progress, and powerful insights without the overwhelm.

Insights that actually help: Discover your Bill-Free Income, what's left after all bills are paid. See your Time Cost (hours worked to cover spending), Bills vs Everyday breakdown, and Bill Pressure percentage. Swipe through insight cards that turn numbers into understanding.

Smart budget tracking: Set category budgets and watch your Budget Health Score update in real-time. Green checkmarks for on-track categories, yellow warnings when you're close, and red alerts when you've gone over. A daily spending guide tells you exactly how much you can spend each day to stay on target.

Goals with a clear roadmap: Add a photo of your dream, vacation, new home, emergency fund, or debt payoff. Set your target amount and timeline. The What-If Calculator shows exactly what happens if you save more or less. Track milestones, celebrate personal bests, and watch your progress grow.

Calendar view: Tap any day to see transactions: income in green, expenses in red. Swipe through weeks or expand to month view. Search by payee, amount, category, emoji, or notes. Delete with a simple swipe.

Bill management & insights: See all subscriptions, rent, insurance, and recurring charges organized in one place. Tap the donut chart for deep Bill Insights, year-over-year comparisons, monthly averages, highest and lowest months. Set your Emergency Fund goal from 1-24 months and see exactly what you need to save.

Talk to your Wallet: Your personal finance companion lives in the chat bubble. Ask for an overview, find red flags, celebrate wins, or get tips. The Wallet knows your data and gives personalized, judgment-free advice. Accurate data in = better advice out.

Charts that make sense: View spending and income by week, month, year, or custom range. Tap donut charts to see category breakdowns. Drill into subcategories. Filter by account. See