The Bemol Account is the free digital account that brings exclusive benefits to the Bemol customer, being the only one where your balance is worth bonus points every day and has online and in-store service.

The trust and tradition you already know, now on your cell phone.


🌟 **Awaken Your Dreams with Our Personal Loan!** 🌟

You deserve to turn your projects into reality, and now it's more accessible than ever! We present the Bemol Personal Loan, a unique opportunity for you to achieve your goals without complications.

1. Minimum and maximum periods for payment: from 2 to 24 months;

2. Interest rates: the amounts, rates and terms available will be calculated according to the analysis of each client and may be changed at Bemol's discretion. The maximum annual percentage rate (APR) is 659.0% per year;
 
3. Simulation example: when taking out a loan of R$4,000.00 to be paid in 18 installments at rates of 2.5% per month, the client will have 18 installments of R$285.78. The total payable is R$5,144.04 (R$1,046 in interest + R$98.56 in IOF). The actual conditions will be displayed during the loan simulation in the logged in area of ​​the app.


Partner Credit:

1. Minimum and maximum periods for payment: from 2 to 12 months; (which is what is in the app)

2. Interest rates: the amounts, rates and terms available will be calculated according to the analysis of each client and may be changed at Bemol's discretion. The maximum annual percentage rate (APR) is 585.5% per year;
3. Simulation example: when taking out a loan of R$500.00 to be paid in 12 installments at rates of 2.5% per month, the customer will have 12 installments of R$49.83. The total payable is R$597.96 (R$87.92 in interest + R$10.04 in IOF).


Pix Installments:

1. Minimum and maximum periods for payment: from 2 to 24 months;


2. Interest rates: the amounts, rates and terms available will be calculated according to the analysis of each client and may be changed at Bemol's discretion. The maximum annual percentage rate (APR) is 659.0% per year;

3. Simulation example: when taking out a loan of R$4,000.00 to be paid in 18 installments at rates of 2.5% per month, the client will have 18 installments of R$285.78. The total payable is R$5,144.04 (R$1,046 in interest + R$98.56 in IOF). 



Bonus Points:

• With Conta Bemol you earn bonus points daily! Score by paying your installments through the app and use it for payments and purchases at Bemol and Bemol Farma Stores.


Payment of Bemol installments and bills:

• Use your account balance to pay Bemol installments and bills without having to leave home. Avoid queues, save time and earn bonus points.


Transfer via Pix:

• Find the practicality of receiving amounts quickly, easily and securely at Conta Bemol. Register your Pix key and move your money instantly.


Debit card and virtual card:

• Use your balance however you want with our contactless debit card or facilitate your payments for online purchases with the prepaid virtual card.


Deposit at Bemol Stores:

• Deposit at the cashiers of any of our Bemol and Bemol Farma Stores. Your balance is available instantly and our opening hours are different, in addition to operating 7 days a week.


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Conta Bemol – Your trust is worth a lot.