Unlock more with MoneyUp, the app designed to help you manage your money in a simple, fast, and convenient way. Whether you're looking for a reliable and low-cost line of credit for those unexpected expenses or want to maximize your savings, MoneyUp has you covered.
Instant and Affordable Access to the Funds You Need.

At MoneyUp, transparency is key. Our model is built to be fair and easy to understand.
No Interest on Outstanding Balances: We don't charge interest on our FastForward Line of Credit that grows based on your outstanding balance. Instead, we have a straightforward, low advance fee, only charged on money that you withdraw from your line of credit.
Clear & Transparent Fees: For our FastForward Line of Credit, you pay up to 2.5% per withdrawal, based on the amount you choose to withdraw. This is significantly more affordable than typical credit card interest, bank overdraft fees, and traditional cash advance loans, which often carry high interest rates and hidden charges.
No Hidden Costs: What you see is what you get. Our pricing is designed to be easy to understand, with no surprise fees or interest of any kind.
Focus on Financial Well-being: MoneyUp is built to be a financial bridge. We provide access to money when you need it most, empowering you to manage your finances responsibly without falling into high-cost cycles.
Features That Empower Your Finances

FastForward Instant Line of Credit: Get quick access to funds with our FastForward Line of Credit. FastForward has you covered, giving you access to extra funds when you need your money most, without the headache of traditional loans! FastForward offers immediate access to funds with a simple, one-time advance fee of up to 2.5%, applied only when you advance funds from your line of credit. Unlike typical loans, this fee never compounds or grows over time—it's a fixed charge for instant access, not an interest rate. Say goodbye to confusing interest calculations and hello to clear, straightforward funding for your needs.
MiniMoney: Dive into a library of bite-sized videos that give you simple and effective ways to make your money go further. Learn smart financial habits to boost your savings and spending power.
MoneyUp Smart (Optional Upgrade): Love the MoneyUp app? Get MoneyUp Smart and enjoy 2 free transfers per month, 24/7 access to medical care from your phone, and increase your FastForward credit limit after your first successful payment. Plus, Smart users can earn XP points to take advantage of our Daily Dollars - a chance to win one of two $50 gift cards every day!
Our Commitment to You

FAIR PRICING: Benefit from costs that are genuinely affordable and a million times easier to understand compared to traditional short-term lending options. We prioritize transparency over complexity.
CONVENIENCE AT YOUR FINGERTIPS: Make branch visits a thing of the past. Get quick access to helpful financial tools anytime you need them, right in the palm of your hand.
RELIABLE SERVICE: Count on MoneyUp, day or night. We’re here to make sure that you’re never stranded in your finances.
AROUND THE CLOCK SECURITY & PRIVACY: Your security is our top priority. Our strict encryption and data protection protocols ensure that your personal and financial information is always safe.
Join thousands of Canadians on the path to financial health with MoneyUp. Download today and start making your money work smarter!