The new era of Lulo has arrived! Everything you put into Lulo grows, and now even more so if you're a Pro.

To become a Pro: Receive your payroll at Lulo, or if you're self-employed and earn $3,000,000 each month, you can unlock even more benefits*:
- Earn up to 10% APR with Scheduled Pockets.
- Enjoy 9.50% APR with Flex Pockets.
- 1% cashback on all your debit card purchases.
- 2% cashback on your credit card purchases made in 2 or more installments.
- 1% cashback on credit card purchases made in 1 installment.
- 30% cashback when paying for selected subscriptions with a credit card (max. $18,000).
- A better interest rate on your Lulo credit.
- Get first access to news and more benefits just for being a Pro.
*T&Cs apply.

And just for being a Lulo, you can have:

Savings Account:
- Open your Lulo account protected by Fogafin deposit insurance and forget about the management fee.
- Top up your account with PSE at any time of day.
- Send and receive money instantly using keys.
- Create up to 5 Scheduled Pockets for your goals with rates up to 8.80% E.A. T&Cs apply.
- Create up to 10 Flex Pockets to save with monthly returns of 8% E.A.
- Make free withdrawals at Servibanca Green Network ATMs.
- Take advantage of your debit card, personalize it, and take it everywhere, physically or digitally. Add it to your phone's digital wallet for easier and more secure payments.
- Enjoy 3% cashback on Tuesdays and Thursdays at restaurants when paying with your Lulo debit card. Terms and conditions apply.
- Download certificates, statements, and much more from your app.

Unrestricted credit:
- Finance your goals, your dream car, or whatever you want up to $50,000,000 with our Lulo credit.
- Request your credit whenever you want from the app, without paperwork or co-signers, and with immediate disbursement into your Lulo account. You can also receive your money in another bank's account within a maximum of 3 business days.
- Choose the amount you want, the amount of your installment, and your payment date from your app.

Lulo credit card (available if you receive an invitation to use it):
- Request it in minutes from your app, without paperwork or co-signers.
- Choose your limit, payment date, and the name you want.
- Launch your 100% digital card in minutes. Take it everywhere with you in your app or from your phone wallet.
- Make payments, block, freeze, and have complete control of your card from the Lulo app.
- Receive 1% cashback on your credit card purchases in 2 or more installments. Terms and conditions apply.
- Take advantage of a 15% discount every Thursday at El Corral when paying with your credit card. Terms and conditions apply.

Download the Lulo app and choose how to start making your money grow!

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Lulo bank S.A. is a banking institution supervised by the Colombian Financial Superintendence. If you have any questions, you can contact us through your app or our website www.lulobank.com.