Faircent - Loans & Investments

Invest where you can grow faster. Lend your money to creditworthy borrowers.

Peer to Peer Lending – Making Investment More Rewarding and Credit More Reasonable for All

Welcome to FAI₹CENT - India’s leading Peer to Peer (P2P) lending platform and first NBFC-P2P to receive a Certificate of Registration (CoR) from the RBI.

Fairassets Technologies India Pvt Ltd (Faircent.com) has a Certificate of Registration with the number N-14.03417 provided by the Reserve Bank of India allowing us to operate as an NBFC-P2P (Non Banking Financial Company – Peer to Peer Lending) in India.

Founded in 2013 and based in Gurgaon, India, FAI₹CENT facilitates an online credit marketplace. FAI₹CENT app connects ‘borrowers’ looking for loans with ‘lenders’ seeking good returns on investment.

DOWNLOAD THE APP TO GET STARTED NOW!

Apply for a Loan
Be it a wedding, debt consolidation or business funding, you can apply for an instant personal loan with ZERO collateral and 100% online loan processing. Avail a 'Personal loan' or 'Business loan' as per your repayment capacity and choice of tenure.

🌟 Features:
Loan Amount: Minimum Rs. 30,000 to Maximum Rs. 10,00,000.
Rate of Interest / Annual Percentage Rate (APR): Minimum 12% per year to Maximum 28% per year.
Repayment Period: Minimum 6 Months to Maximum 36 Months
Processing Fee: 2.5% to 8.5% of Loan Amount.
GST: 18% of Processing Fee.

A representative example of the total cost of a loan:

For ₹1,00,000 borrowed for 12 months, with interest rate @13% per annum*, a user would pay:
-> Processing fee (@ 3%) = ₹3,000 (Incl GST of 18%)
-> Registration fee of ₹500 (Incl GST of 18%)
-> Interest = ₹7,184
-> EMI (Monthly Repayment)= ₹8,932
Total amount to be repaid = ₹1,10,684
*Interest Rate varies based on your risk profile

Make sure you have documents listed below:
👉 PAN Card,
👉 Aadhaar Card, or Voter ID/Passport
👉 Last 6 months Bank Statement
👉 Last 3 months of Salary Slip (for salaried)
👉 Last year’s ITR

💰 Invest Money in P2P Loans
Faircent offers lenders a unique opportunity to invest in the alternative asset class of P2P loans. You can invest by lending to pre-verified borrowers and earn high returns.

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