Peer to Peer Lending – Making Investment More Rewarding and Credit More Reasonable for All Welcome to FAI₹CENT - India’s leading Peer to Peer (P2P) lending platform and first NBFC-P2P to receive a Certificate of Registration (CoR) from the RBI. Fairassets Technologies India Pvt Ltd (Faircent.com) has a Certificate of Registration with the number N-14.03417 provided by the Reserve Bank of India allowing us to operate as an NBFC-P2P (Non Banking Financial Company – Peer to Peer Lending) in India. Founded in 2013 and based in Gurgaon, India, FAI₹CENT facilitates an online credit marketplace. FAI₹CENT app connects ‘borrowers’ looking for loans with ‘lenders’ seeking good returns on investment. DOWNLOAD THE APP TO GET STARTED NOW! Apply for a Loan Be it a wedding, debt consolidation or business funding, you can apply for an instant personal loan with ZERO collateral and 100% online loan processing. Avail a 'Personal loan' or 'Business loan' as per your repayment capacity and choice of tenure. 🌟 Features: Loan Amount: Minimum Rs. 30,000 to Maximum Rs. 10,00,000. Rate of Interest / Annual Percentage Rate (APR): Minimum 12% per year to Maximum 28% per year. Repayment Period: Minimum 6 Months to Maximum 36 Months Processing Fee: 2.5% to 8.5% of Loan Amount. GST: 18% of Processing Fee. A representative example of the total cost of a loan: For ₹1,00,000 borrowed for 12 months, with interest rate @13% per annum*, a user would pay: -> Processing fee (@ 3%) = ₹3,000 (Incl GST of 18%) -> Registration fee of ₹500 (Incl GST of 18%) -> Interest = ₹7,184 -> EMI (Monthly Repayment)= ₹8,932 Total amount to be repaid = ₹1,10,684 *Interest Rate varies based on your risk profile Make sure you have documents listed below: 👉 PAN Card, 👉 Aadhaar Card, or Voter ID/Passport 👉 Last 6 months Bank Statement 👉 Last 3 months of Salary Slip (for salaried) 👉 Last year’s ITR 💰 Invest Money in P2P Loans Faircent offers lenders a unique opportunity to invest in the alternative asset class of P2P loans. You can invest by lending to pre-verified borrowers and earn high returns. •

Faircent - Loans & Investments

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