Guia de Crédito Negativados

An educational guide about credit and card options without offers or intermediaries.

⚠️ IMPORTANT NOTICE

This app does not offer loans, grant credit, perform simulations, analyze credit scores, collect personal data, or represent financial institutions.

It is merely an educational guide with general information about credit and credit cards.

The Credit Guide for People with Negative Credit History gathers simple and explanatory content on how different types of credit work, useful tips for those with negative credit history, and public information made available by financial institutions.

The objective is to inform, never to intermediate services.

✔ What you'll find in the app

• Explanations about types of credit
• General tips for those with a negative credit history
• Educational and accessible content
• Links to official websites (without intermediaries)
• Public information from financial institutions
• Lightweight, simple, and intuitive interface

✔ What the app DOES NOT do

• Does not offer loans or credit cards
• Does not grant or mediate credit
• Does not simulate values ​​or perform profile analysis
• Does not collect CPF (Brazilian tax ID) or sensitive data
• Does not guarantee credit approval
• Does not act as a banking correspondent

Whenever banks, credit cards, or institutions are mentioned, the user is directed only to the organization's official website, where they can verify updated information directly with the responsible institution.

This application exists to guide and inform, helping users with negative credit histories to better understand how credit options work in the market.