axio App is an SMS-based money management app that makes managing money and tracking expenses simpler than ever. With our personal finance management app’s expense tracker feature, you can effortlessly track daily and monthly expenses, plan your budget, stay on top of all your bills, and receive timely payment reminders. Plus, axio now supports booking Fixed Deposits without requiring a bank account. Invest in fixed deposits online in under 3 minutes with a completely paperless process backed by the security of on device SMS based verification With axio Money Manager - your personal money management app, the best expense tracker and a handy personal finance app, you don't need to manually enter your expenses. Tracking expenses automatically, it monitors your financial activities and provides a clear breakdown of your expenses and bill reminders.

Money Manager’s top features include:

✨Keep a close track of your personal monthly and daily expenses including your credit card dues ✨See all daily expenses at a glance - from Bank Accounts, Credit Cards, Digital Wallets, Sodexo, etc. ✨Check bank balances ✨Check all your utility bills such as electricity, DTH, Gas, Mobile, & Wi-Fi ✨Add notes, custom categories, tags, & bill/receipt photos to transactions ✨Easily search for expenses, tags, or notes With the axio app you gain exclusive access to:

axio Pay Later

With our carefully designed Checkout Finance feature, you can enjoy the convenience of flexible EMIs ranging from 3 to 36 months*. >Hassle-free credit >Available at over 4000+ online merchants >No-cost EMIs*

axio Personal Loan

Eligible users can apply and avail Personal Loan from the axio App.

axio Fixed Deposit

Give your savings a boost by investing in a Fixed Deposit on the axio App >Higher Interest Rate >RBI Regulated and DICGC Insured >Flexible Tenures and Zero premature Withdrawal ▶ EMIs *Interest rates for axio loans start from as low as 14% & go up to 35% per annum for a tenure ranging 06 to 36 months. A processing fee of upto 2%(+GST) is also applicable on each disbursal. A representative example: If you take a loan of Rs. 1 Lakh (Principal) at an annual interest rate of 15% (APR) for a tenure of 24 months - your EMI will be around Rs. 4,849 & the processing fee would be Rs. 2,000(+36

axio: Expense Tracker & Budget

Data calls made by axio: Expense Tracker & Budget