Finanzas Ágiles-Crédito Fácil
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App Description
Fast, safe and easy loans to get credit and money instantly
Agile Finance is a new online personal loan app, designed specifically for the Mexican market, with the goal of offering users a convenient, transparent, fast, and flexible loan service. Simply submit a photo of your National Identity Document (INE) and other personal information online to quickly apply for a loan, and you can adjust the loan amount and term to suit your needs. Whether for personal consumption, educational expenses, or family needs, Agile Finance will provide you with the most suitable loan solution.
Key Features
Fast Application: You only need a few steps to complete the application. The system performs intelligent approval and provides results quickly.
Transparent Rates: The interest rate, payment date, installment amount, and other details are clearly displayed, ensuring there are no hidden costs.
Flexible Payment Options: We offer multiple payment methods, with the option to make early payments and request an extension, adapting to your needs.
Guaranteed Security: We use advanced encryption technology to protect all your personal information and transactions, preventing data breaches and fraud.
Hassle-Free Reminders: We implement respectful payment reminders without inconveniencing the user.
Product Information
Flexible Loan Amount: You can choose a loan amount between $4,000 MXN and $20,000 MXN, with a maximum limit of $20,000 MXN.
Flexible Repayment Term: You can select a repayment term between 91 and 180 days, with a maximum term of 180 days.
Low Interest Rates and Transparent Fees: We offer very competitive interest rates, with a minimum daily rate of 0.01% and a minimum annual percentage rate (APR) of 3.6%; the maximum daily rate is 0.1% and the maximum annual percentage rate (APR) is 36%.
This information will be determined based on your personal information and credit situation. The loan amount, term, and interest rate are subject to final approval.
When you apply for a $20,000 MXN loan from Finanzas Ágiles with a 180-day (6-month) term and a daily rate of 0.1% (36% APR), you will be charged the following fees:
Daily interest payable: $20,000 * 0.1% = $20
Monthly interest payable: $20,000 * 0.1% * 180 days / 30 days = $600
Total interest payable: $20,000 * 0.1% * 180 days = $3,600
Monthly principal payment: $20,000 / 6 months = $3,333
Total monthly payment: $3,333 + $600 = $3,933
Total amount payab