Lenditt: Personal Loan App

Get Instant Personal Loan, Home Loan or Invest in Gold & Silver Online

Lenditt- Instant Personal Loan App for Salaried & Self-Employed Individuals.

Lenditt is India’s best online Personal Loan provider, trusted by 2+ million salaried professionals all across India. You can avail an instant personal loan of up to ₹3 lakhs. Whether you need funds for your personal use, to overcome an emergency, to get a new bike, to renovate your house, or to finance your dream vacation, Lenditt loan App ensures quick, hassle-free access to funds directly in your bank.

Besides instant personal loans, we allow you to conveniently:
- Digi Gold & Silver
- Home Loan Services
- Spend Analytics
- OPD & Wellness Insurance

Our Lending Partners
Lenditt proudly collaborates with esteemed RBI-approved NBFCs.
Chinmay Finlease Limited- NBFC Registration Number- B.01.00558
Madhur Instalments Private Limited- NBFC Registration Number B-12.00396

Our Features
Loan Amount: ₹7,500 - ₹3 lakhs
Quick Turn-around time: within 15 minutes
Repayment Tenure: up to 365 Days
Flexible Repayment options
100% Paperless loan application
No guarantors or collateral
No upfront Fees

Loan Eligibility
Age above 21 years
Must be an Indian Citizen
Working Professionals with a stable monthly income of ₹25,000 (for salaried)
Bank Account where monthly salary is deposited
Valid Government Proofs- Aadhaar & PAN Card
Credit Score above 700+
Loan Associated Charges
Interest Rates start from 28 % per annum
Processing & other Applicable charges: From 5 % to 6.5% of the loan amount (this may vary based on your profile)
Documentation charges: 1%
Online Convenience charges ₹200
Bounce charges ₹500 + GST as applicable
Minimum APR- 26% Maximum APR- 60%

Note: GST charges will be added to the Processing charges, Documentation charges, and Online Convenience charges.

Illustrative calculation of APR Disclosure
Loan amount(Principal)= ₹30,000
Loan Duration= 180 Days
Interest Rate= 28% p.a.
Total interest on the personal loan= ₹4,104
Processing charges (5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience (₹200)= ₹2,000
Total Deductions (Processing charges + Documentation charges + Online convenience + GST) = ₹2,360
Net Disbursed Amount= Loan Amount - Total Deductions= ₹27,640
Total Repayable Amount (Loan Amount + Interest) = ₹34,104

PF+DC+GST is deducted upfront dur