UangIndo is a smart loan recommendation platform designed for Indonesian users, dedicated to helping users efficiently match high-quality loan services that suit them. The platform integrates multiple third-party P2P cooperation institutions, and through advanced technical systems and credit scoring models, pushes loan products that meet user needs, covering a variety of usage scenarios such as daily consumption, short-term turnover, and emergency funds.

The platform focuses on security and compliance, and all cooperation institutions have been strictly reviewed. The application process is completed online throughout the process, the operation is simple, and the approval process is transparent and clear, so that users can quickly get help when they are in urgent need of funds and experience stress-free loan services.

Please note: UangIndo only provides loan information recommendation services to users, and the platform itself does not participate in the loan or approval process. All loan products and conditions are provided by third-party institutions, and the platform does not make any promises about the loan success rate, amount, or interest rate. Please read the relevant agreements carefully before applying, borrow rationally, and make decisions wisely.

Ⅰ. Eligibility criteria:
1. Aged 18 to 60 (minors are not eligible to apply)
2. Have a valid Indonesian identity card
3. Indonesian citizen
4. Have a stable source of income

Ⅱ‌.Application process:
1. Download the UangIndo application or visit the official website, register and log in to your account;
2. Fill in personal information, including identity and income information, and the system will automatically evaluate;
3. Browse recommendations or choose a suitable loan product (amount/period/interest rate) yourself;
4. Complete additional information as required, such as bank statements or proof of employment;
5. Independently reviewed by a collaborating P2P institution, the platform does not intervene in the approval process;
6. After the review is passed, sign the electronic contract and the funds will be deposited into the bound account.

‌Ⅲ‌.Reasons to choose UangIndo:
1. Accurate matching: intelligent analysis of personal situation, recommendation of the most suitable loan plan
2. Safe cooperation: cooperation with formal financial institutions to eliminate risk
3. Fast loan: online operation, efficient approval, no need to wait for urgent money
4. Flexible and transparent: a variety of product choices and no hidden fees
5. One-stop service: application, review, and loan disbursement are all completed on the mobile terminal

‌Ⅳ‌.Product Information:
Loan Term: Minimum 91 days, Maximum 240 days
Service Fee: No additional handling fee
Annual Interest Rate: Not higher than 15%
Amount Range: IDR 400,000 to IDR 20,000,000

‌Ⅴ‌.Fee Example:
- For example, the loan amount is IDR 10,000,000, the term is 120 days (4 months), the annual interest rate is 18% (0.05%/day), no other commissions are required, and the agreed principal is IDR 10,000,000:
-Daily interest = 10,000,000 x 0.05% = IDR 5,000
-Monthly interest = 5,000 x 30 = IDR 150,000
-Monthly installment = 10,000,000/4+150,000= IDR 400,000
-Total interest = 5,000 x120 = IDR 600,000
- Payment due date = 10,000,000 + 600,000 = IDR 10,600,000

This example is for reference only. (If you want to borrow more money, you can calculate the related costs using the above method. No additional fees will be charged for all loan products.)

‌Ⅵ‌.Contact us
Customer service hours: 08:30 – 18:00 every day
Customer service email: member@ptsolusicerdas.com
Address: GRIYA TELAGA PERMAI BLOK C.8 NUMBER 3, Village/Sub-district
Cilangkap, Tapos District, Depok City, West Java Province,