UMB Benefit Spending Accounts

Securely manage your Benefit Spending Accounts. (For HSAs, get UMB Mobile app)

With UMB Flex, you can save time and hassles while making the most of your HRA and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include:

Easy, Convenient & Secure
• Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided)
• No sensitive account information is ever stored on your mobile device
• Use Touch ID or Face ID to quickly log in to the mobile app

Connects You with the Details
• Quickly check available balances 24/7
• View charts summarizing account(s)
• View claims requiring receipts
• Click to call or email Customer Service
• View your statements and notifications
• Scan product barcodes to determine their eligibility

Provides Additional Time-Saving Options (if supported or applicable to your account(s))
• File a claim towards your FSA and HRA
• Take or upload a picture of a receipt and submit for a new or existing claim
• Pay bills from any account and add a payee
• Manage your expenses by entering medical expense information and supporting documentation
• Retrieve your forgotten username/password
• Report a debit card as lost or stolen

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