L&T Finance PLANET - Loan App

Get Personal Loan, SME Loan, Home Loan, Farm Loan, Bike Loan | ITR & EMI Payment

Need quick access to Instant Loans? The PLANET Loan App is your trusted financial solution to get loans online with ease.

PLANET Loan App is designed to support both immediate financial needs and long-term goals. Whether you require an instant personal loan for urgent expenses or a home loan for future planning, this secure finance app provides simple access to credit. With clear eligibility, transparent charges, and flexible repayment options, this loan app helps manage borrowing for personal, business, or education needs.

Why Choose PLANET Loan App?

● Loan App - Get Cash Instantly: Apply online and receive quick approval with fast disbursal directly to your account.
● Flexible Loan Options: From a personal loan app for immediate needs to a home loan or SME loan for larger goals, manage everything in one place.
● Fast & Reliable Access: Our instant personal loan app ensures timely approvals and disbursals without paperwork hassles.
● Smart Finance: Enjoy a 100% paperless process, EMI calculator, repayment tracking, and easy access to loan statements.
● Safe & Transparent Borrowing: All charges are disclosed upfront, with secure processing backed by an RBI-registered NBFC.

Highlights of Our Online Personal Loan Services

● Finance Amount: ₹50,000 to ₹25 Lakh
● Repayment Tenure: 12 to 60 months
● Annual Percentage Rate (APR): 10.5% to 26% (reducing basis)
● Processing Fees: 0% to 3%

Example:

● Loan Amount: ₹ 10,00,000/-
● Interest Rates: 12% p.a. on a reducing basis
● Tenure: 48 months
● Processing Fee (PF): 2% (₹ 20,000/-)
In this case, the actual loan details will be:
● Net disbursement amount - ₹9,80,000/- (Loan amount – PF)
● Estimated EMI: ₹ 26,445/-

If you opt for insurance, its cost will be added to the loan and increase the EMI accordingly.

Fee & charges information: https://www.ltfs.com/our-products/personal-loans/fees
Privacy Policy URL - https://www.ltfs.com/privacy-policy

T&C Apply

Loan Categories Available

● Personal Loan App - Apply online for quick and flexible personal loans with convenient EMIs.
● Instant Loan - Get urgent cash needs covered with fast approval and instant disbursal.
● Home Loan - Secure housing finance through a simple digital process with clear repayment options.
● Business & SME Loan - Manage working