Mela: Global USD Banking

Global USD banking for Ethiopians worldwide. Receive and spend globally.

Open your U.S. account. Receive USD in your own name. Spend globally with your Visa debit card.

What you can do with Mela

• Open a U.S. account using your Passport or Fayda
• Receive USD from U.S. banks, Upwork, direct clients, or any global platforms
• Use your own U.S. account and routing numbers (fees may apply)
• Spend online and worldwide with your Visa debit card
• Send money to Ethiopia through partnered Ethiopian banks
• Keep your balance in USD with no monthly fees

Why it matters

For the first time, Ethiopians can join the global economy without middlemen.
No more blocked withdrawals. No more using relatives’ accounts. No more lost earnings.

Mela is a U.S. regulated fintech registered with FinCEN and MSB, powered by licensed U.S. banking partners. Your money is fully reserved and held 1:1 in secure USD accounts.

This is bigger than just banking

It’s access.
It’s fairness.
It’s our community stepping confidently into the global economy.

Join the movement.
Open your USD account today.