banQi: Conta Digital

Payments, Personal Loan, Pix, Free Prepaid Card and more!

Open your digital account without proof of income and without consulting the SPC and Serasa.
100% Free Digital Account
With banQi you have a Free Digital Account with an international Mastercard prepaid card. Bonuses for referring friends, family and acquaintances.

Payments and Inquiries to the Carnet Casas Bahia
Casas Bahia customers can consult and pay the installments without leaving home. You can calculate the interest on late installments on time. It's very easy, fast and secure.

Free Prepaid Card
Mastercard prepaid card with approximation payment and no annual fee
Virtual prepaid card generated directly in the App after the first deposit of BRL 10.00 - Much more security for online purchases
The prepaid card must be used in the cash credit function, through recharges made directly in the banQi app.

banQi mall! Promotions and Discounts
Here you are fine! Almost as good as finding money in your pants pocket, banQi has exclusive discounts.

banQi personal loan
Simulate, contract and manage your loan, quickly, easily and safely. In a few steps, you simulate, check the installments, carry out the contract, monitor the debtor balance and anticipate installments if you wish.

Understand the conditions: Our credit analysis is customized according to your profile and the chosen product.
• Minimum payment period: 60 days
• Maximum payment period: 18 months
• Minimum interest rate: 2% per month
• Minimum interest rate: 26.82% per year
• Maximum interest rate: 8% per month
• Maximum interest rate: 151.82% per year
• Costs included in the credit transaction: Only IOF (financial transaction tax)

Example:
• Amount received by the customer: BRL 1,000
• Number of installments: 12
• Interest Rate: 2.5% per month
• IOF amount: BRL 25.90
• Total credit amount: BRL 1,025.90
• Installment amount: BRL 100.22
• Total amount paid at the end of the contract: BRL 1,202.64
• Total effective cost: 41.23% per year

More Advantages of the Digital Account
• Zero Fees
• Free Digital Account with Pix
• Transfers via Pix 100% free, 24 hours a day
• Card blocking and unblocking directly in the App
• Transfer between banQi accounts - Send money fast and without fees
• Without proof of income and consultation with the SPC and Serasa
• Opening an account with