Freo App, where you can Pay, Invest, Borrow and Insure, all within a single app. Unlock flexible loans, invest in digital gold, secure insurance, & enjoy fast UPI payments - all in one app! Manage your money better - get Freo & power up your finances⚡️ 🏅 Buy Digital Gold– Start with Just ₹10! • Invest in 24K gold🏆 • No hassle of physical storage • Buy & sell anytime, anywhere 🛡️ Insurance with Freo Care • Get curated insurance planss • Coverage for vector-borne diseases like Malaria & Dengue • Daily cash benefits for hospitalization • Comprehensive vehicle insurance 🚗 🏍️ • Women-centric health plans 💁‍♀️ • Pet insurance 🐶 • Secure your valuables💍 & big purchases 💻 💰 Fixed Deposits – High-Return Rates • Instantly book FDs from ₹1,000/- with returns up to 9%* • Flexible tenures to suit your needs • Choose from trusted banks & institutions Freo’s products are designed to help you get started with ease. Haven’t explored them yet? Start small, start now, and experience the difference for yourself! Scan & pay across India with Freo UPI 🇮🇳 Freo UPI is fast, safe, secure, meets all your payment, investment, insurance & banking needs Freo UPI allows you to: • Money Transfer with BHIM UPI • Check Bank A/c Balance • Manage Multiple Bank A/c in Freo app • Save beneficiaries • Offline Payments (Pay via QR Code at local stores, kirana, food, medicines etc.) • Online Payments (food-grocery orders, shopping, travel bookings) • Pay for Recharges (Prepaid-Postpaid mobile bills, Cable-OTT, Wi-Fi) • Pay your utility bills (Gas, Electricity, Water etc.) • Buy/Renew Insurance Policies • Use Credit on UPI powered by Rupay Credit Cards 💰Borrow flexibly with Freo (formerly MoneyTap) A Personal Loan with Freo stands out with fast & smooth experience, great loan offers and from trusted partners. Best Features ● Borrow small or big (any amount from ₹3,000 to ₹5 lakhs) ● Pay interest only on the amount you use ● Instant loans with no collateral risk ● Fast, digital & paperless process ● Flexible EMIs ● Top-up loans Loan Terms: ● Amount: ₹3,000 to ₹5 lakhs ● Interest: 12% to 36% per annum ● APR: 10% to 70% ● Tenures: 3 to 36 months ● Low processing & setup fees For ₹1,00,000 personal loan, for 1 year, @13% per annum*, a user would pay: - Processing fee (at 2%) = ₹2,000 + GST = ₹2,360 - Setup fee of ₹999+GST = ₹1181/- to be paid upfront - Interest = ₹7,181 - EMI = ₹8,932 Total amount to pay = ₹1,10,725/- *Interest Rate varies based on your risk profile. Only a fraction of our customers get an interest rate higher than 30% p.a. Our Lending Partners: → SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited) https://bit.ly/46KNzh9 → Incred Capital Financial Services Pvt Ltd https://bit.ly/3eTT0op → Kisetsu Saison Finance (India) Private Limited https://bit.ly/FreoCS → Cholamandalam Investment and Finance Company https://bit.ly/Cholamandalam → Transactree Technologies Pvt Ltd https://bit.ly/3UkU5WJ → Tapstart Capital Pvt Ltd. https://bit.ly/3qOUeEc Our Partners: → YES Bank - YES Bank Ltd. → Equitas SFB - Equitas Small Finance Bank → Lendbox - Transactree Technologies Pvt Ltd → Liquiloans - NDX Financials Services Pvt Ltd App Permissions SMS: to verify Phone number for registration Location: a requirement by NPCI for UPI transactions Contacts: for phone numbers to send money to & numbers to recharge Camera: to scan QR code Storage: to store scanned QR code Photos, Media, Files: to upload & read the QR code Accounts: to pre-populate email ID while signing up Call: to detect single vs dual sim & let user choose Microphone: to carry out KYC video verification Contact: hello@freo.money

Freo - UPI, Insurance, Loans

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