Hi! I'm Moni

Download my app, register, and start simplifying your finances. See everything you can do from the website or the app:

💰 Request personal loans from me up to $2,420,000 instantly and pay me back in installments. Don't wait any longer and get yours 100% online, easily, quickly, and securely. Plus, I'll credit your loan in minutes.

📲 Pay any QR code. Scan and pay—it's that simple and easy. You can also finance your purchase with a QR code, so you buy now and pay me back later in installments.

🔄 Send or receive money from any bank or digital wallet instantly, just with your alias, CBU, or CVU.

📄You can pay your bills, including Edesur, Telecom, Personal, Movistar, Claro, AySA, Naturgy, and many more, with or without an invoice. Paying your bills online is the simplest way to do it.

🚌You can also top up your SUBE card with my app. This includes automatic SUBE student top-ups. And to top it all up, you can also top up your Personal, Movistar, and Claro mobile phone.

Do it all from your phone, whenever and wherever you want. Avoid lines and delays. In all cases, if needed, I can give you a loan with your ID or bank account details (CBU), and you can pay me back later.

Make your life simpler. Try it now 😊

For more information, visit https://moni.com.ar/politicas-de-privacidad/ and https://moni.com.ar/terminos-y-condiciones/

I am supported by and operate under the regulations of the following organizations: IFC (International Finance Corporation), IDB (Inter-American Development Bank), CACE (Argentine Chamber of Electronic Commerce), Thawte Consulting, and PDP.

The Annual Percentage Rate (APR), Annual Effective Rate (AER), Annual Effective Total Financial Cost (AETFC), and Annual Nominal Total Financial Cost (ANTFC) vary depending on the applicant's credit profile and the chosen loan term. In all cases, the applicable APR, AER, and ANTFC will be provided before the applicant accepts the loan offer. Minimum APR: 152.07% Maximum APR: 484.96%. Minimum Annual Effective Rate (AER) 319.09% Maximum AER 5,823.72%. Minimum Total Cost of Financing (TCFEA) 386.10% Maximum CTFEA 7,046.70%. Maximum amortization period of 360 days. Minimum amortization period of 90 days. Maximum Annual Percentage Rate (APR): 7,046.70%

Example for a 6-installment loan (*):
Amount disbursed: $8,000 in 6 months, Installment: $2,567.12, Total to pay: $15,402.73

APR: 205.40% (excluding VAT)
EAR: 567.20% (excluding VAT)
Total Annual Cost of Financing (TAC): 248.53%

Total Annual Cost of Financing (TAC): 686.32% (including VAT)

Total Annual Cost of Financing (TAC): 567.20% (excluding VAT)

*This example does not constitute an obligation on the part of MONI ONLINE S.A. to offer the price and cost shown, as the APR, TEA, TAC, and TAC vary depending on the loan applicant's credit profile and the chosen financing term. Final loan approval is subject to compliance with the conditions required by MONI ONLINE SA. The maximum repayment period is 360 days, with a minimum repayment option of 90 days.

For more information on the conditions, requirements, availability, and bonuses of the products and/or services offered by Moni Online, please consult the published general and specific terms and conditions.

MONI ONLINE S.A. - Tax ID 30-71233461-0 - Maipú 1300, 9th Floor
Autonomous City of Buenos Aires, Argentina - contacto@moni.com.ar
MONI ONLINE S.A. is registered with the Central Bank of Argentina as an “Other Non-Financial Credit Provider” under registration number 55.085.