For our PWM Asia clients (1), PWM Asia mobile application provides you with seamless, convenient and secure access to your account(s) and portfolio information (available in English, traditional and simplified Chinese) with the following key features and services to enable you to stay connected on the go (2):

Secure Login
• Quick registration using your Morgan Stanley Matrix® login details
• Biometric login for seamless and secure authentication

Access your Account(s) and Portfolio Information as well as Morgan Stanley Research Insights (3)
• Comprehensive view of your portfolio summary, holdings, transactions, performance, documents, as well as research materials from Morgan Stanley (3)
• Dive into the details of your accounts(s) and portfolio information and view by asset class, product types and currency exposure
• View the performance of your portfolio covering multiple timeframes

Access your Account(s) Documentation
• View and download your monthly statements, trade confirmations, contract notes and other documents made available to you on this application at your convenience

Multi-languages Support with Quick Access to your PWM Asia Investment Representatives
• Switch between English, traditional and simplified Chinese
• View contact details of your PWM Asia Investment Representatives and supporting teams

Note: Access to PWM Asia mobile application will be subject to applicable terms and conditions which are accessible on the application and which you and/or your authorized persons acting on your behalf will be asked to accept prior to accessing and using the application.

(1) The products and services available through this PWM Asia mobile application are only intended for clients of Morgan Stanley Bank Asia Limited (“MSBAL”) and its Singapore branch (together, “PWM Asia clients”). Please do not download this application if you are not a PWM Asia client. MSBAL is a company incorporated in Hong Kong with limited liability (company number: 2098511) with a Singapore branch (unique entity number: T14FC0118J) and is a subsidiary of Morgan Stanley which is a financial holding company organized and existing under the laws of the State of Delaware in the US. PWM Asia is a business division of MSBAL, a licensed bank authorized and regulated by the Hong Kong Monetary Authority whose headquarters are at Level 31, International Commerce Centre, 1 Austin Road West, Kowloon, Hong Kong. MSBAL (central entity number: BDM672) is also registered with the Securities and Futures Commission of Hong Kong to carry on business in Type 1 (dealing in securities), Type 2 (dealing in futures contracts), Type 4 (advising on securities) and Type 9 (asset management) regulated activities. MSBAL, Singapore branch is a wholesale bank licensed by the Monetary Authority of Singapore under the Banking Act 1970 of Singapore and exempt from holding a capital markets services licence in respect of carrying on business in a regulated activity under the Securities and Futures Act 2001 of Singapore and from holding a financial adviser’s licence in respect of the provision of financial advisory services under the Financial Advisers Act 2001 of Singapore. Please be aware that MSBAL is not authorized or licensed in any other jurisdiction for the provision of the products and services available through this application.

(2) This PWM Asia mobile application is not intended for distribution, download or use by any person based in a jurisdiction where the distribution, download or use of this application is prohibited by the applicable regulations of such jurisdiction; certain products and services provided through this application may also be limited pursuant to the applicable regulations of such jurisdiction.

(3) Access to research materials from Morgan Stanley is subject to eligibility assessment and approval.