About Ijo Store
Ijo Store is a modern cooperative digital platform that provides credit purchasing services, PLN tokens, bill payments (BPJS, PDAM, Telkom), game vouchers, other wholesale and retail needs. All transactions can be done quickly, easily and cheaply, especially for members of Army cooperatives and extended TNI families.

Use for personal needs or sales. Use it yourself economically, sell it for more profit! Supported by competitive prices, fast service and a digital cooperative system.

Suitable for those of you who want:
Sell ​​credit & data packages

Sell ​​PLN tokens

Pay BPJS, PDAM, Telkom, Indihome bills

Sell ​​internet & TV vouchers

Sell/buy basic materials for the cooperative

Wholesale of goods for cooperative stores

Manage finances & digital reports

Accept QRIS payments

Access to business financing (KUR Digital)

Ijo Store Advantages:
🔹 Complete & Cheap Products
Credit, PPOB, game vouchers and others at competitive prices.

🔹 Grocery & Digital Cooperative
Shop for daily needs from the nearest cooperative or regional cooperative distributor.

🔹 Flexible Payments
Top-up balance or pay directly via e-money, QRIS, VA.

🔹 QRIS for Cooperatives & MSMEs
Apply for a static/dynamic QRIS so that cooperative shops can accept non-cash payments.

Easy Transaction Method:
Enter the destination number

Select nominal/bill

Select a payment method

Transactions are completed in seconds

Payment Method:
BRI, BNI, Mandiri, BCA, Virtual Account, E-Money (Dana, OVO, LinkAja), QRIS, Deposit Balance

Data Privacy Terms & Conditions
Users are required to fill in personal data (name, address, cellphone, email, postal code, member number) for identity verification purposes.

By registering, users provide explicit consent to the collection, use and storage of data by Ijo Store in accordance with Law no. 27 of 2022 concerning Personal Data Protection (PDP Law).

Ijo Store maintains the security and confidentiality of user data, and only uses it according to service purposes legally and responsibly.

Data may be shared with INKOPAD as an official partner for membership matching, according to cooperation agreements and with user consent.

Disclosure to INKOPAD/third parties is only for:
a. Membership verification
b. Legal compliance
c. Approved user services

Data is not distributed, sold, or transferred to other parties without written permission, unless required by law.

Users have the rights:
a. Withdraw consent
b. Access a copy of the data
c. Correct/update data
d. Erase data
e. Object to processing

Ijo Store only stores data as long as it is needed and will delete it permanently if it is no longer relevant, in accordance with Article 16 of the PDP Law.

Customer Service
Our team is ready to help 24/7.
📞 WhatsApp: 081998983991