Micro Dinero is a lending app designed to offer fast and secure personal credit services to users in Latin America. The process is simple and transparent: you only need your phone to apply for a loan, without having to fill out paper forms.

Available credit: from S/. 100 to S/. 3,000 (The credit limit you will be granted will be calculated based on a detailed analysis of your financial profile, using our advanced assessment model to ensure a personalized offer that fits your needs and payment capacity.)
- Term: 100 to 180 days
- Interest: 0.04% daily (up to 14.6% annually)
- Service charge: 10.8%
*Example: If the user requests a personal loan of S/. 3,000, the loan details would be:
Amount: S/. 3,000
Term: 180 days
Interest: S/. 3,000 * 0.04% * 180 ≈ S/. 216
Interest rate: 14.6% annually
- Service charge: S/. 3,000 * 10.8% = S/.324
Total payment = Loan amount + interest + Service charge = S/.3,000 + S/.216 + S/.324 ≈ S/.3,540
Lump sum repayment: S/.3,540 paid after 180 days.
Total of S/.3,540, payable in 3 installments of S/.1,180.

Key features:
Fast access: Apply for and receive your loan in minutes.
Flexible and transparent: No hidden fees or complications.
Data security: We protect your information with advanced encryption and do not share your data without your consent.

How to apply for a loan with Micro Dinero?
Download the Micro Dinero app on your phone.
Create your account and complete your basic information.
Choose the loan plan that best suits you.
Submit your application and wait for approval.
Once approved, the money will be deposited directly into your account.

Privacy Policy:
At Micro Dinero, we prioritize the security and privacy of your data. All information collected is used exclusively to evaluate your creditworthiness and prevent fraud, in strict compliance with applicable regulations.

Privacy Policy: https://www.micro-dinero.com/peru/politica-de-privacidad

Contact: hola-pe@micro-dinero.com