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People commonly seek a cash advance because they have bad credit and have been rejected for loans and credit cards by banks or other large lenders.

Cash loans function like an advance on your wages, allowing you to pay unforeseen bills or emergency expenses that can easily be covered by your next paycheck.

Our Instant Cash Advance:Loan App does all the hard work for you, instantly lining up lenders who can issue funds as fast as on the next business day.

With our app, you can request amounts between $100 and $2,500 - just fill out our form and your loan request will be presented in an instant to our nationwide network of 100+ direct and indirect loan lenders.

With us, you don't have to find the lenders yourself or make individual applications. Your preliminary info is made available to multiple lenders and you'll know in minutes if one wants to make you an offer. You are then redirected to their page to read the loan agreement and finalize everything if you wish to proceed.

If you've been searching for an instant cash advance, this process is about as fast as you can get!

What's more, almost everyone is eligible to request a cash loan via our app as long as they:

Legally reside in the United States.

Are at least 18 years old.

Have a stable income of $1,000 a month or more.

Have a checking account in their name.

Our app is free to use. Follow these easy steps and you could be on your way to an instant cash advance:

Choose a loan amount between $200 and $5,000.

Fill out your details and submit your request.

Wait to see if you're connected with a lender.

If connected, go to the lender's page and read the loan agreement.

Digitally sign the agreement and you could see the cash in your account the very next business day.

There's nothing more to it! Forget waiting in line at the lending store and the paperwork.

Note: Lenders do not promise "no credit check", however, users with bad credit are not automatically disqualified. People that have struggled in the past could still obtain fast cash loans via our app!

Note: Viva Payday Loans Cash Advance is not affiliated with other money apps, loan apps, or instant cash advance apps.

Material Disclosure.

We do not make any credit or application decisions and are not a lender, broker, or agent of a lender or broker. Our loan app functions solely as a tool to connect borrowers with loan lenders. The app does not facilitate any loan products prohibited under any US state laws. Using the app does not constitute a legal obligation to complete an application, accept a loan offer, or sign a loan agreement.

The minimum and maximum period for repayment - from 65 days to 3 years. Exact loan repayment terms may differ between lenders.

APR Disclosure.

Your Annual Percentage Rate (APR) is the cost of your cash loan and is based on the sum of the loan and repayment terms. Some states limit how much interest can be charged. APRs range from 6.63% up to 35.99% for qualified consumers and vary by lender. Before signing the loan contract, the lender is legally required to provide the full terms and conditions.

Below is a representative example of how APR might be calculated (all applicable fees included):

A loan of $1,000 taken out over 1 year with a 32% APR will cost:

Total APR for loan: $1,000 * 0.32 = $320

Total amount you would have to repay: $1,000 + $320 = $1,320

Monthly payment: $1,320 / 12 months = $110