Mortgage Compass

All-in-One Mortgage Calculator: amortization, refinance, visualization, and more

Welcome to Mortgage Compass!

Get instant, accurate mortgage and loan calculations right on your device. Whether you're a first-time homebuyer, a homeowner looking to refinance, or a financial professional, this tool simplifies your biggest financial decisions.

🏡 Key Features

Quick Mortgage Calculations: Instantly calculate your monthly principal and interest payments.

Amortization Schedule: View a complete breakdown of every payment, showing how much goes toward the principal and interest over time.

Extra Payments: Easily model how making extra payments can dramatically reduce your interest and shorten your loan term.

Payment Visualization: See a clear, intuitive chart demonstrating the proportion of your payments going toward principal vs. interest over time.

Refinance Calculations: Quickly compare your current loan to potential new terms and rates to determine the savings and break-even point of refinancing.

Affordability Check: Determine how various down payments, interest rates, and loan terms affect your budget.

✨ Designed for Simplicity

We believe complex financial planning should be easy. Our clean, intuitive interface allows you to input your loan amount, interest rate, and term to get results in seconds, making "what-if" scenarios fast and stress-free.

🔒 Your Data Stays Private

We prioritize your security and financial privacy. This calculator is a completely on-device tool. We do not collect, store, or transmit any of the financial data you enter (such as loan amounts, rates, or personal information). Your financial planning is your business, and we keep it that way.

[Developer Note on Ads]
This application is supported by advertising via Google AdMob. To maintain a completely free service, ads are displayed on certain screens. We do not use your calculator inputs to personalize these ads.

Disclaimer: This calculator provides estimated figures and is for informational purposes only. Consult with a qualified financial advisor, lender, or tax professional before making any financial commitment.