e-Rin is the go-to personal loan app for salaried professionals. Avail instant short-term personal loans starting from Tk 1,000 to Tk 50,000 and get the money transferred to your bank account within hours.

e-Rin offers a smart, intuitive and hassle-free experience eliminating human intervention. Apply for a loan today and enjoy a better borrowing experience.

What’s New?
It’s a completely new app that provides digital loans to salaried professionals.

Personal Loan Eligibility:
● Personal loan for salaried professionals only
● Minimum net take-home monthly salary: Tk 10000
● Above 18 years of age

Features of e-Rin – Personal Loan App:
● Avail a range of personal loans
● Personal loan eligibility check
● Personal loans available from Tk10,000 – Tk 50,000
● Quick loan application via online loan app
● Repayment period to be 3 months/6 months
● No guarantors or collaterals needed
● 100% paperless loan application
● Loan instantly credited to bank account

Avail the money you need, when you need it, for whatever purpose with e-Rin. It is simple, transparent, and the best online personal loan app in Bangladesh.

Get up to Tk 25,000 personal loan online using the e-Rin app. Know your personal loan eligibility in minutes and apply for a personal loan easily.

Download the app today and experience a new way of borrowing!

How to apply for personal loan online on e-Rin?

Install the e-Rin App
Log in to the e-Rin App by registering through your social media account
Provide your Dhaka Bank Account number
Perform the Mobile OTP verification
Perform NID verification and liveliness test
Fill in your basic details to know your personal loan eligibility
Submit KYC documents and apply for a quick personal loan
Once application is approved , the loan amount is disbursed to your Dhaka bank account.

Documents required to apply for a loan:

● Selfie
● NID card
● Address proof (Any 1 - Utility Bills)
● 3 month bank statements with salary credit

Interest, tenures and other specifications

● Maximum Annual Percentage Rate (APR) – 9.15%
● Minimum Repayment Tenure: 3 months
● Maximum Repayment Tenure: 6 months
● e-Rin 6 months - Processing fee: 0.5% of loan amount
● e-Rin 3 months - Processing fee: 0.5% of the loan amount

Sample Loan Calculation

Loan amount: Tk. 10,000 at interest rate of 9% p.a.
Loan Duration: 6 Months
Total personal loan interest = Tk 450
Processing fees (PF) + VAT + CIB + VAT for CIB= Tk. 50 + Tk. 7.50 + Tk. 100+ Tk.15 = Tk. 172.50
Total Deductibles (PF + VAT+CIB ): Tk. 172.50
In-Hand Amount: Tk. 10,000
Total repayable Amount(Loan Amount + Interest): Tk. 10,289
Monthly EMI Repayable: Tk. 1741

Maximum APR ( Annual Processing Rate) Sample Calculation:
Loan Amount : Tk. 10000
Loan Tenure : 3 Months
Interest : 9% per annum = 2.25% for 3 Months
Interest Amount = Tk.225
PF : 0.5% of Loan amount = 0.5% * (10000) = Tk. 50
VAT for PF: 15% of PF = Tk.7.5
CIB Charges + VAT: Tk. 115
Other Charges {Processing Fee Tk. 50 + VAT Tk. 7.50 = Tk. 57.5, CIB Tk. 100 + VAT Tk. 15 = Tk. 115, Total = Tk. 172.50,
Tk. 172.50/Tk. 10,000 =1.725%x4(annualised)}= 6.9%
Maximum APR (2.25% + 6.9%) = 9.15%
* if the loan amount increases, APR will be less

Data Security via Secure Loan Application
Your data is safe with us. All the transactions are secured via a 128-bit SSL encryption. Data is transferred over secured connections.

Contact Us:
For help or any other details about our personal loans, contact us at 16474, helpdesk@dhakabank.com.bd