Invest in the Best Stocks, Funds and PMS to grow wealth and meet your life's goals. Maxiom Wealth app (formerly known as Jama Wealth) is trusted by thousands of investors across the world. We are a SEBI Registered Investment Advisory (Type: Corporate, INA200015583, validity: perpetual) and an associated SEBI Registered Portfolio Manager (Maxiom PMS, INP000007881, validity: perpetual)
Benefits:
1. Invest with peace of mind (see philosophy below).
2. Get top quality investment advice curated by a team of IIM, IIT and CA Rank holders with decades of industry experience.
3. Zero conflict of interest and zero bias. Clean operating model.
3. Create a detailed and personalised financial plan to jumpstart your life’s money goals.
4. Get FREE tools to check your risk profile to identify the best investments for you.
5. Personalised investments can reduce risk and help grow your money.
6. Single investment app to import easily and track your entire stocks and mutual fund portfolio. No matter where you invested and with whom. Saves time and effort.
7. Record all Other Assets like PPF, EPF, Real Estate, NPS.
8. Link all investments and assets to goals to track progress. Get a unified view in one app.
Founder Speak, Ram Medury (IIMB, IITH): "We started Maxiom Wealth to make investing transparent. As investors we found that wrong products were being pushed with high indirect costs. To make investing safer, avoid untrustworthy promoters in stocks and funds. Use technology to curb emotions, helping preserve wealth and reduce drawdowns in choppy markets. Prosperity happens when people are confident to stay invested in good equities over longer time frames. Our models have been geared for this over the years."
Investment Philosophy:
Maxiom Wealth Equity Advisory follows an Investment Philosophy called Roots & Wings for stocks and mutual funds. A team of industry experts having 30+ years experience in advisory & research carefully selects stock portfolios. They are aided by machine learning algorithms and operate with a transparent model without any hidden brokerages or commissions.
Roots: Roots aim to preserve wealth by selecting companies with low debt, consistent ROE/ROCE & promoter integrity. We prefer to invest in businesses that carry very low debt. This means that their growth is fuelled by earnings and accruals. We like companies that consistently reward their shareholders through high levels of Return on Equity, Return on Capital Employed and Return on Assets. This signals not only an efficient business but also one that is shareholder friendly. We like promoters who demonstrate both skin-in-the-game and soul-in-the-game. Such promoters retain significant ownership in their business, which prevents the ‘agency problem’.
Wings: Wings aim to increase prosperity by identifying growing companies (sales/profit/cash flows) that are resilient and have pricing and staying power in their markets. We like companies that have a huge runway of growth ahead of them. Usually they tend to grow 1.5 to 3 x times that of the GDP Growth. We prefer companies that possess significant operating cash flows. This also indicates that their growth is real, and not manufactured. Companies that are dominant in their markets and continue to hold good Market Share are preferred.
Investment Process: We grill each stock with an intense review process that periodically checks for all the fundamentals. The model clinically picks early indicators which help exit risky stocks in time. To err on the side of caution is preferable to losing hard-earned capital. The investment philosophy is fully backed up by a system that takes emotion out of the picture, leading to balanced decisions which augur well for the portfolio.
Our Integrations: BSE Star transaction platform, AMFI, BSE, NSE (Portfolio feeds), Digio for eSign, K Fintech and Digio for eKYC. Cashfree for payment gateway. Established brokers like Zerodha, Upstox, ICICI Direct, Axis Direct, etc.
Happy Investing!