Moza Banco

Moza Banco — Your Digital Banking Experience

Your bank, anytime and anywhere.
Moza Banco Mobile App puts your bank right in the palm of your hand — fast, secure, and easy to use.
Built for the next generation of digital banking, it offers a seamless, intuitive experience to make your daily banking smarter and simpler.

Enhanced Security at Every Step
Bank with total peace of mind. Your security is our top priority, with advanced protection built into every transaction:
Log in with biometric recognition (facial or fingerprint).
Authorize transfers securely with OTP (One-Time Password) sent by SMS.
Reset or change your password online — no need to visit a branch.
Enjoy automatic logout after 10 minutes of inactivity.
All your data is encrypted, and you receive real-time alerts.

Remember: Your credentials, PINs, and OTP codes are personal and confidential. Never share them — and always use official Moza Banco channels.

Transfers and Payments in Seconds
Move your money anytime, anywhere — no queues, no delays. Enjoy fast, secure transactions with just a few taps:
Transfer to Moza Banco or other banks.
Send money to one-time or saved beneficiaries.
Schedule future transactions.
Pay for services such as water, INSS, JUE, and more.
Buy mobile top-ups instantly.
Make payments using entity and reference.
Send multiple wallet transfers at once with a single authentication.

Cards with Greater Control and Security

Your cards are always within reach. Easily manage your debit, prepaid, and credit cards wherever you are:
View all your cards in one place, physical or digital.
Pay your credit card in full, partially, or the minimum amount.
Instantly block or cancel your card if it’s lost.
Check expiry dates and recent transactions with ease.


Integrated Mobile Wallets
Connect seamlessly to the country’s top mobile wallets:
Send money directly to M-Pesa, M-Kesh, and E-Mola, quickly and securely.
The beneficiary’s name appears automatically when you enter their number.
Make multiple transfers at once — the app does the rest with one authentication.

Support Whenever You Need It
We’re here for you anytime, anywhere.
For assistance, contact Customer Service (95247 / 21342020) or visit your nearest Moza Banco branch.
The Moza Banco Mobile App reflects our commitment to innovation, convenience, and you.


Mobile App – simpler, more modern, and intuitive.
We make it happen!