Novacard is the Mexican digital account that revolutionizes the way you use your credit card. From our app, you can apply for a digital card in minutes, with no interest, no fine print, and easy and secure payments and transfers.

Our proposal is simple: an interest-free credit card, no surprises, and completely transparent. You pay only a fixed fee if you use your credit line. With your digital account, you control everything from your phone.

Everything you can do with your Novacard account:

Apply for your digital credit card in minutes.
Activate your virtual card instantly and receive your physical card at home.
Check your balance, make payments, send transfers, and manage your credit line.
Block or unblock your card in the app whenever you need.
Check your account statement and details of each purchase.
Receive real-time notifications in your Novacard app.

With your digital account, you have control of your personal finances with just a few taps.

How does our credit card work?
Unlike other cards, Novacard doesn't charge interest. You only pay a fixed, straightforward fee with no surprises. You choose how to use your credit line, and you choose how to pay.

Option 1:

Fee of $19 MXN per day of use for 14-day periods.
Minimum payment: $350 MXN.
If you don't pay on time, a daily fee of $19 MXN applies.

Option 2:

If you pay the entire credit before the due date, there is no fee.
If you pay only the minimum ($550 MXN), $29 MXN is charged for each day of use.
Late payments generate a daily fee of $29 MXN.

Your credit balance is clear and always under your control from the Novacard app.

Security and trust in your digital card

Your digital credit card is protected by the highest security standards. In case of theft or loss, you can block your card instantly from the app.

We comply with all Mexican regulations, including the Personal Data Protection Law. Your digital account is secure, and the information you share is used exclusively to process your credit balance.

Novacard benefits at a glance:

Free digital account with immediate opening.
Digital credit card with no interest or hidden fees.
Clear and fixed fees.
Complete management from the app: balance, payments, transfers, blocking, and replenishment.
Human support, no bots.
Free card replenishment up to twice per year.
Compatible with your personal financial goals.

Keep it simple with Novacard! Join the thousands of Mexicans who already enjoy a reliable digital account, a modern digital credit card, and an app designed to make payments, transfers, and balance management easier.