Фианит-Ломбард

We care about our clients and offer favorable loan terms for them.

We care about our clients and offer favorable loan terms for them. You can pawn not only gold, but also equipment, sports equipment, watches and almost any property.
It has become more convenient for our clients to manage their loans. In the mobile application, you can:
- Find out the debt on your pawn ticket;
- Pay off the debt;
- Get answers to your questions;

Fianit-Pawnshop is more than 480 branches in 80 cities of Russia.

Since 1994, we have been chosen for reliability, low rates and high assessment. For regular customers, there is a loyalty program.

For our clients, we:
- Make a quick assessment of collateral - up to 5 minutes (complex equipment - up to 10 minutes);
- Take into account the cost of diamonds and other precious stones;
- Store collateral for a long time;
- Arrange a sale of unclaimed collateral.
- The borrower may repay the debt at any time before the collection of his property, in accordance with the loan agreement;

Minimum and maximum repayment terms.
The pawnshop (lender) transfers to borrowers-citizens (individuals) repayable, repayable loans for a term of no more than 1 year, and the borrower (pledgor) transfers the property to the pawnshop as collateral (Part 1 of Article 7 of Federal Law No. 196-FZ of July 19, 2007 "On Pawnshops").
Thus, pawnshops have the right to provide loans for any term within the following limits: the minimum term is unlimited, the maximum is 1 year.

Maximum annual percentage rate (APR).
When concluding a consumer loan agreement, the percentage of total annual expenses must not exceed by more than one third the average market value of the total cost of a consumer loan (credit) in percent per annum of the loan (credit), calculated by the Bank of Russia for the relevant category of consumer credit (Part 11 of Article 6 of Federal Law No. 353-FZ of December 21, 2013 "On Consumer Credit (Loan)").

Example of the total cost of the loan:
loan amount * interest rate per day * number of days of the loan = cost of the loan
10,000 rubles * 0.346% per day * 33 days = 1,141.8 rubles for 33 days of using a loan of 10,000 rubles.