Albert: Budgeting and Banking

THE ALL-IN-ONE MONEY APP
Budget, save, spend, and invest. All in one incredibly powerful app. Get 24/7 identity monitoring, earn on your savings, and ask Genius anything. Subscription required. Try 30 days before you’re charged.

ONLINE BANKING
Get paid up to 2 days early with direct deposit. Earn cash back at select stores. Albert is not a bank. See more below.

BUDGETING AND PERSONAL FINANCE MANAGEMENT
Get a monthly budget, track expenses, and customize your spending plan. See all your accounts in one place and track recurring bills. We’ll help find subscriptions you don’t use and negotiate to lower your bills.

AUTOMATIC SAVING AND INVESTING
Smart money automatically transfers money to help you save and invest. Open a high yield savings account to earn competitive Annual Percentage Yield (APY) on your deposits, over 9x the national average. Invest in stocks, ETFs, and managed portfolios. See more below.

PROTECT YOUR MONEY
24/7 monitoring on your accounts, credit, and identity. Get real-time alerts when we detect potential fraud. Plus, track your credit score.

DISCLOSURES
Albert is not a bank. Banking services provided by Sutton Bank and Stride Bank, Members FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank and Stride Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash are held in a pooled account at Sutton Bank and Stride Bank. Funds in Savings accounts are held at Wells Fargo, N.A. Cash and Savings account funds are eligible for up to $250,000 in FDIC insurance on a pass-through basis. Your FDIC insurance is subject to specific conditions being satisfied.

Albert plans range from $14.99-$39.99. Auto-renews until canceled or your Albert account is closed. Cancel in the app. See Terms for more.

Albert Genius is an AI financial assistant and can make mistakes. Information or recommendations by Genius are provided “as is” and may be inaccurate.

Instant Advances are available to you at Albert’s discretion. Limits range from $25-$1,000, subject to eligibility. Not all customers will qualify and few qualify for $1,000. Transfer fees may apply.

Instant Loans are issued by FinWise Bank, Member FDIC, or Albert, under li