Loan Tracker: You Owe Me

28.9K installs
579 ratings
6.5K monthly active users
$<10K monthly revenue est.
IAP 100% · Ad 0%
Install Trends
Weekly +83
Steady
Monthly +267
Steady

Loan Tracker: You Owe Me Summary

Loan Tracker: You Owe Me is a with in-app purchases iOS app in Finance by IEVGENII IABLONSKYI. Released in Sep 2016 (9 years ago). It has 579 ratings with a 4.48★ (good) average. Based on AppGoblin estimates, it reaches roughly 6.5K monthly active users and generates around $<10K monthly revenue (100% IAP / 0% ads). Store metadata: updated Apr 8, 2026, version 79.

Recent activity: 2.00 new ratings this week View trends →

Data tracking: SDKs and third-party integrations were last analyzed on Feb 25, 2026.

Store info: Last updated on App Store on Apr 8, 2026 (version 79).


4.48★

Ratings: 579

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App Description

Money between friends, family, or partners can get complicated — especially when it goes back and forth over time.

YouOweMe helps you keep money clear — and handle the conversation without awkwardness.


Most money apps focus only on numbers.
YouOweMe focuses on the conversation too.

YouOweMe is a loan tracker, IOU, and debt app for friends, couples, families, roommates, and small businesses who want to track shared money clearly, without awkward conversations.

Log what you borrow or lend, split bills, track balances — and use built-in Money Messages and Smart Money Check-Ins when it’s time to talk about money.

Helping people manage shared money since 2016.


Money Conversations (Follow-ups, Ask for Loan & Repayment Updates)

The hardest part about shared money is often not the math — it’s knowing what to say.

Money Conversations give you three ready-to-send message types based on your balances and history:

• Follow-Up — when someone owes you and you want to check in
• Ask for Loan — when you need to borrow money clearly and respectfully
• Repayment Update — when you owe someone and want to communicate your plan

Choose the tone and generate a message from your real situation.

Messages can include a secure summary link, so the other person can view details without installing the app.

No awkward wording.
No emotional pressure.
Just clear communication built on real numbers.
No more overthinking a reminder. No more rewriting the same message.


Smart Money Check-Ins

Knowing what to say is only part of the problem. Knowing when to reach out matters too.
Smart Money Check-Ins add a proactive timing layer on top of Money Conversations. Using your balance history, repayment progress, reminders, silence, and promised dates, YouOweMe detects when communication matters and suggests the right next step.
It helps you know when to follow up or send a repayment update, then guides you into a ready-to-send message.
That means earlier, clearer communication, before awkwardness turns into tension.

Whether you’re splitting expenses with your partner, tracking family loans, or handling shared payments with roommates, YouOweMe keeps everything organized and easy to reconcile.

Track back-and-forth money.
Split everyday expenses.
Keep family loans organized — without spreadsheets.


Professional Statements & PDFs

For more formal situations